Skip to content
Skip to content
TopHapOpen in map
Residential - Vacant LandResidential
$228,901
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $39,000 on Dec 20, 2012

195 N PROSPECT ST

OBERLIN, OH 44074
0
Baths
1,742 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$229K
$190K low$267K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$39,000 · Dec 20, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$114 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,338 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,338
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,338
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$6,680

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential - Vacant Land
CountyLorain
Lot (acres)The size of the land the home sits on, from county records.0.04
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Langston Middle SchoolA-
Middle · Grades 6–9 · 0.6 mi
E
Oberlin Elementary SchoolB+
Elementary · Grades PK–5 · 0.8 mi
H
Oberlin High SchoolB-
High · Grades 9–12 · 0.8 mi

District: Oberlin City School District

Neighborhood · ZIP 44074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.13,003
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.270 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,971
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,359
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 N Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the smallest lots in Oberlin 44074

What homes are worth in Oberlin 44074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$582K

This home is worth more than 38% of homes in Oberlin 44074.

How it measures up in Oberlin 44074

The dot is this home. The mark in the middle is the typical home in Oberlin 44074.

Estimated value$228,901
CheaperTypical $264,543Pricier

Pricier than 38% of homes nearby

Lot size1,742 ft²
SmallerTypical 0.51 acBigger

Smaller than almost all homes nearby

How 195 N Prospect St ranks against every home in each area.
MeasureThis homeOberlin 44074Lorain County
Estimated valuepricier than$228,90138% of homes43% of homes
Lot sizebigger than1,742 ft²almost no homes2% of homes

About 195 N Prospect St

How much is 195 N Prospect St, Oberlin, OH worth?

The TopHap Estimate for 195 N Prospect St, Oberlin, OH is $228,901 as of Sep 24, 2026. The likely range is $190,488 to $267,314. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 N Prospect St, Oberlin, OH last sell?

195 N Prospect St, Oberlin, OH last sold on Dec 20, 2012 for $39,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

What schools serve 195 N Prospect St, Oberlin, OH?

195 N Prospect St, Oberlin, OH is assigned to Langston Middle School (middle), rated A-; Oberlin Elementary School (elementary), rated B+; Oberlin High School (high), rated B-. All sit in Oberlin City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 N Prospect St, Oberlin, OH compare to other homes in Oberlin 44074?

Among the 3,266 homes in Oberlin 44074, it is worth more than 38% of them ($228,901 against a typical $264,543) and its lot is bigger than almost none of them (1,742 ft² against a typical 0.51 ac). Measured against all of Lorain County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 N Prospect St, Oberlin, OH?

The 2024 property tax bill for 195 N Prospect St, Oberlin, OH was $114. The county assessed it at $2,338.

More homes on N Prospect St

Closest homes

More homes in Oberlin 44074

Assigned schools

Explore the area

See this home in context

Open 195 N Prospect St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map