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Rural ResidenceResidential
$685,663$294 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

195 OVERHANGING ROCK RD

ELLIJAY, GA 30536
4
Beds
4 / 1
Baths
2,330 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$686K
$516K low$856K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,112 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$266,160 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$79,120
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$187,040
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$225,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$665,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyGilmer
Lot (acres)The size of the land the home sits on, from county records.12.57
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 336 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clear Creek Elementary SchoolB+
Elementary · Grades PK–5 · 1.9 mi
H
Gilmer High SchoolC+
High · Grades 9–12 · 2.4 mi
M
Clear Creek Middle SchoolB+
Middle · Grades 6–8 · 4.1 mi

District: Gilmer County School District

Neighborhood · ZIP 30536These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.98

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,777
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,928
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,555
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Overhanging Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Gilmer County
  • Costs more per square foot than 73% of homes in Gilmer County
  • Bigger than 75% of homes in Gilmer County
  • Has a bigger lot than 94% of homes in Gilmer County
  • Older than 68% of homes in Gilmer County

What homes are worth in Ellijay 30536

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$1.2M

This home is worth more than 85% of homes in Ellijay 30536.

How it measures up in Ellijay 30536

The dot is this home. The mark in the middle is the typical home in Ellijay 30536.

Estimated value$685,663
CheaperTypical $424,161Pricier

Pricier than 85% of homes nearby

Price per ft²$294
CheaperTypical $238Pricier

Pricier than 71% of homes nearby

Living area2,330 ft²
SmallerTypical 1,758 ft²Bigger

Bigger than 71% of homes nearby

Lot size12.57 ac
SmallerTypical 2 acBigger

Bigger than 91% of homes nearby

Year built1990
OlderTypical 1997Newer

Newer than 35% of homes nearby

How 195 Overhanging Rock Rd ranks against every home in each area.
MeasureThis homeEllijay 30536Gilmer County
Estimated valuepricier than$685,66385% of homes88% of homes
Price per ft²pricier than$29471% of homes73% of homes
Living areabigger than2,330 ft²71% of homes75% of homes
Lot sizebigger than12.57 ac91% of homes94% of homes
Year builtnewer than199035% of homes32% of homes

About 195 Overhanging Rock Rd

How much is 195 Overhanging Rock Rd, Ellijay, GA worth?

The TopHap Estimate for 195 Overhanging Rock Rd, Ellijay, GA is $685,663 as of Sep 24, 2026. The likely range is $515,810 to $855,516. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Overhanging Rock Rd, Ellijay, GA last sell?

195 Overhanging Rock Rd, Ellijay, GA last sold on Jul 29, 2016, according to the county's recorded deed.

How big is 195 Overhanging Rock Rd, Ellijay, GA?

195 Overhanging Rock Rd, Ellijay, GA has 4 bedrooms, 4 bathrooms, 2,330 square feet of living space and a 12.57-acre lot.

When was 195 Overhanging Rock Rd, Ellijay, GA built?

195 Overhanging Rock Rd, Ellijay, GA was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 195 Overhanging Rock Rd, Ellijay, GA?

195 Overhanging Rock Rd, Ellijay, GA is assigned to Clear Creek Elementary School (elementary), rated B+; Gilmer High School (high), rated C+; Clear Creek Middle School (middle), rated B+. All sit in Gilmer County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Overhanging Rock Rd, Ellijay, GA compare to other homes in Ellijay 30536?

Among the 5,530 homes in Ellijay 30536, it is worth more than 85% of them ($685,663 against a typical $424,161), its price per square foot is higher than 71% of them ($294 against a typical $238), it is bigger than 71% of them (2,330 ft² against a typical 1,758 ft²), its lot is bigger than 91% of them (12.57 ac against a typical 2 ac) and it is newer than 35% of them (1990 against a typical 1997). Measured against all of Gilmer County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Overhanging Rock Rd, Ellijay, GA?

The 2025 property tax bill for 195 Overhanging Rock Rd, Ellijay, GA was $4,112. The county assessed it at $266,160.

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