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Single Family ResidenceResidential
$239,945$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $185,000

195 RIVER OAKS DR

SHEPHERDSVILLE, KY 40165
3
Beds
2
Baths
1,271 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$240K
$230K low$250K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,171 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,000 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$185,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$185,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$185,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
78
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.64 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Entry
CountyBullitt
Lot (acres)The size of the land the home sits on, from county records.0.18
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 25 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bullitt Lick Middle SchoolC-
Middle · Grades 6–8 · 0.8 mi
E
Shepherdsville Elementary SchoolC-
Elementary · Grades PK–5 · 0.9 mi
H
Bullitt Central High SchoolC-
High · Grades 9–12 · 2.1 mi

District: Bullitt County School District

Neighborhood · ZIP 40165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.39,132
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.234 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,524
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,172
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 River Oaks Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Bullitt County
  • Smaller than 68% of homes in Shepherdsville 40165
  • Has a smaller lot than 88% of homes in Shepherdsville 40165
  • Newer than 90% of homes in Bullitt County

What homes are worth in Shepherdsville 40165

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$559K

This home is worth more than 37% of homes in Shepherdsville 40165.

How it measures up in Shepherdsville 40165

The dot is this home. The mark in the middle is the typical home in Shepherdsville 40165.

Estimated value$239,945
CheaperTypical $278,304Pricier

Pricier than 37% of homes nearby

Price per ft²$189
CheaperTypical $194Pricier

Pricier than 44% of homes nearby

Living area1,271 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.18 ac
SmallerTypical 0.65 acBigger

Bigger than 12% of homes nearby

Year built2006
OlderTypical 1998Newer

Newer than 89% of homes nearby

How 195 River Oaks Dr ranks against every home in each area.
MeasureThis homeShepherdsville 40165Bullitt County
Estimated valuepricier than$239,94537% of homes35% of homes
Price per ft²pricier than$18944% of homes40% of homes
Living areabigger than1,271 ft²32% of homes36% of homes
Lot sizebigger than0.18 ac12% of homes15% of homes
Year builtnewer than200689% of homes90% of homes

About 195 River Oaks Dr

How much is 195 River Oaks Dr, Shepherdsville, KY worth?

The TopHap Estimate for 195 River Oaks Dr, Shepherdsville, KY is $239,945 as of Sep 24, 2026. The likely range is $229,911 to $249,979. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 River Oaks Dr, Shepherdsville, KY last sell?

195 River Oaks Dr, Shepherdsville, KY last sold for $185,000, according to the county's recorded deed.

How big is 195 River Oaks Dr, Shepherdsville, KY?

195 River Oaks Dr, Shepherdsville, KY has 3 bedrooms, 2 bathrooms, 1,271 square feet of living space and a 0.18-acre lot.

When was 195 River Oaks Dr, Shepherdsville, KY built?

195 River Oaks Dr, Shepherdsville, KY was built in 2006, making it 20 years old. It is a split entry home. The building has 1 story.

What schools serve 195 River Oaks Dr, Shepherdsville, KY?

195 River Oaks Dr, Shepherdsville, KY is assigned to Bullitt Lick Middle School (middle), rated C-; Shepherdsville Elementary School (elementary), rated C-; Bullitt Central High School (high), rated C-. All sit in Bullitt County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 River Oaks Dr, Shepherdsville, KY compare to other homes in Shepherdsville 40165?

Among the 14,211 homes in Shepherdsville 40165, it is worth more than 37% of them ($239,945 against a typical $278,304), its price per square foot is higher than 44% of them ($189 against a typical $194), it is bigger than 32% of them (1,271 ft² against a typical 1,512 ft²), its lot is bigger than 12% of them (0.18 ac against a typical 0.65 ac) and it is newer than 89% of them (2006 against a typical 1998). Measured against all of Bullitt County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 River Oaks Dr, Shepherdsville, KY?

The 2025 property tax bill for 195 River Oaks Dr, Shepherdsville, KY was $2,171. The county assessed it at $185,000.

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