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Single Family ResidenceResidential
$497,430$272 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 RIVER ROCK DR

ROCKY MOUNT, VA 24151
3
Beds
2
Baths
1,828 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$497K
$465K low$529K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$447,430
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$357,944
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.11%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
FREEDOM FIRST CU · E · recorded Mar 16, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,700 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$395,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$320,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$395,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.10.57
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 150 ft²Patio · 96 ft²Porch · 348 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Benjamin Franklin Middle SchoolB
Middle · Grades 6–8 · 2.4 mi
H
Franklin County High SchoolC
High · Grades 9–12 · 3.3 mi
E
Boones Mill Elementary SchoolC+
Elementary · Grades PK–5 · 3.4 mi

District: Franklin County Public Schools

Neighborhood · ZIP 24151These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.18,763
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.114 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,884
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,140
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 River Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Rocky Mount 24151
  • Costs more per square foot than 93% of homes in Rocky Mount 24151
  • Bigger than 73% of homes in Rocky Mount 24151
  • Has a bigger lot than 90% of homes in Rocky Mount 24151
  • Newer than 74% of homes in Rocky Mount 24151

What homes are worth in Rocky Mount 24151

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$693K

This home is worth more than 92% of homes in Rocky Mount 24151.

How it measures up in Rocky Mount 24151

The dot is this home. The mark in the middle is the typical home in Rocky Mount 24151.

Estimated value$497,430
CheaperTypical $267,912Pricier

Pricier than 92% of homes nearby

Price per ft²$272
CheaperTypical $180Pricier

Pricier than 93% of homes nearby

Living area1,828 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 73% of homes nearby

Lot size10.57 ac
SmallerTypical 1.03 acBigger

Bigger than 90% of homes nearby

Year built1996
OlderTypical 1976Newer

Newer than 74% of homes nearby

How 195 River Rock Dr ranks against every home in each area.
MeasureThis homeRocky Mount 24151Franklin County
Estimated valuepricier than$497,43092% of homes67% of homes
Price per ft²pricier than$27293% of homes64% of homes
Living areabigger than1,828 ft²73% of homes66% of homes
Lot sizebigger than10.57 ac90% of homes88% of homes
Year builtnewer than199674% of homes63% of homes

About 195 River Rock Dr

How much is 195 River Rock Dr, Rocky Mount, VA worth?

The TopHap Estimate for 195 River Rock Dr, Rocky Mount, VA is $497,430 as of Jul 14, 2026. The likely range is $465,426 to $529,434. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 River Rock Dr, Rocky Mount, VA last sell?

195 River Rock Dr, Rocky Mount, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 195 River Rock Dr, Rocky Mount, VA?

195 River Rock Dr, Rocky Mount, VA has 3 bedrooms, 2 bathrooms, 1,828 square feet of living space and a 10.57-acre lot.

When was 195 River Rock Dr, Rocky Mount, VA built?

195 River Rock Dr, Rocky Mount, VA was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 195 River Rock Dr, Rocky Mount, VA?

195 River Rock Dr, Rocky Mount, VA is assigned to Benjamin Franklin Middle School (middle), rated B; Franklin County High School (high), rated C; Boones Mill Elementary School (elementary), rated C+. All sit in Franklin County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 River Rock Dr, Rocky Mount, VA compare to other homes in Rocky Mount 24151?

Among the 6,643 homes in Rocky Mount 24151, it is worth more than 92% of them ($497,430 against a typical $267,912), its price per square foot is higher than 93% of them ($272 against a typical $180), it is bigger than 73% of them (1,828 ft² against a typical 1,456 ft²), its lot is bigger than 90% of them (10.57 ac against a typical 1.03 ac) and it is newer than 74% of them (1996 against a typical 1976). Measured against all of Franklin County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 River Rock Dr, Rocky Mount, VA?

The 2025 property tax bill for 195 River Rock Dr, Rocky Mount, VA was $1,700. The county assessed it at $395,300.

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