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Single Family ResidenceResidential
$755,596$271 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $470,000 on Oct 3, 2018

195 ROPE FERRY RD

WATERFORD, CT 06385
4
Beds
2.5
Baths
2,787 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.62 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$756K
$686K low$826K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$470,000 · Oct 3, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$263,096
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$210,477
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$367,500
CROSSCOUNTRY MORTGAGE INC · R · recorded Jun 28, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$125,000
LIBERTY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,842 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$378,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$99,590
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$278,910
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$378,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$264,950

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySOUTHEASTERN CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.1.62
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterford High SchoolA-
High · Grades 9–12 · 1.5 mi
M
Clark Lane Middle SchoolB-
Middle · Grades 6–8 · 2.0 mi
E
Oswegatchie Elementary SchoolB
Elementary · Grades PK–5 · 2.3 mi

District: Waterford School District

Neighborhood · ZIP 06385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.443 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,760
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,241
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Rope Ferry Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Southeastern Connecticut County
  • Bigger than 92% of homes in Waterford 06385
  • Has a bigger lot than 91% of homes in Waterford 06385
  • Newer than 93% of homes in Waterford 06385

What homes are worth in Waterford 06385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$224K$1.1M

This home is worth more than 90% of homes in Waterford 06385.

How it measures up in Waterford 06385

The dot is this home. The mark in the middle is the typical home in Waterford 06385.

Estimated value$755,596
CheaperTypical $438,813Pricier

Pricier than 90% of homes nearby

Price per ft²$271
CheaperTypical $292Pricier

Pricier than 37% of homes nearby

Living area2,787 ft²
SmallerTypical 1,462 ft²Bigger

Bigger than 92% of homes nearby

Lot size1.62 ac
SmallerTypical 0.45 acBigger

Bigger than 91% of homes nearby

Year built2002
OlderTypical 1965Newer

Newer than 93% of homes nearby

How 195 Rope Ferry Rd ranks against every home in each area.
MeasureThis homeWaterford 06385Southeastern Connecticut County
Estimated valuepricier than$755,59690% of homes91% of homes
Price per ft²pricier than$27137% of homes46% of homes
Living areabigger than2,787 ft²92% of homes92% of homes
Lot sizebigger than1.62 ac91% of homes79% of homes
Year builtnewer than200293% of homes89% of homes

About 195 Rope Ferry Rd

How much is 195 Rope Ferry Rd, Waterford, CT worth?

The TopHap Estimate for 195 Rope Ferry Rd, Waterford, CT is $755,596 as of Jul 14, 2026. The likely range is $685,628 to $825,564. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Rope Ferry Rd, Waterford, CT last sell?

195 Rope Ferry Rd, Waterford, CT last sold on Oct 3, 2018 for $470,000, according to the county's recorded deed.

How big is 195 Rope Ferry Rd, Waterford, CT?

195 Rope Ferry Rd, Waterford, CT has 4 bedrooms, 2.5 bathrooms, 2,787 square feet of living space and a 1.62-acre lot.

When was 195 Rope Ferry Rd, Waterford, CT built?

195 Rope Ferry Rd, Waterford, CT was built in 2002, making it 24 years old. It is a colonial home. The building has 2 stories.

What schools serve 195 Rope Ferry Rd, Waterford, CT?

195 Rope Ferry Rd, Waterford, CT is assigned to Waterford High School (high), rated A-; Clark Lane Middle School (middle), rated B-; Oswegatchie Elementary School (elementary), rated B. All sit in Waterford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Rope Ferry Rd, Waterford, CT compare to other homes in Waterford 06385?

Among the 6,719 homes in Waterford 06385, it is worth more than 90% of them ($755,596 against a typical $438,813), its price per square foot is higher than 37% of them ($271 against a typical $292), it is bigger than 92% of them (2,787 ft² against a typical 1,462 ft²), its lot is bigger than 91% of them (1.62 ac against a typical 0.45 ac) and it is newer than 93% of them (2002 against a typical 1965). Measured against all of Southeastern Connecticut County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Rope Ferry Rd, Waterford, CT?

The 2025 property tax bill for 195 Rope Ferry Rd, Waterford, CT was $8,842. The county assessed it at $378,500.

Closest homes

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Assigned schools

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