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Single Family ResidenceResidential
$499,136$304 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $435,000 on Jan 23, 2024

195 SARATOGA AVE

BURLINGTON, VT 05408
3
Beds
1.5
Baths
1,640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$499K
$477K low$521K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$435,000 · Jan 23, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,014 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$328,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$102,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$225,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$328,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCHITTENDEN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
C. P. Smith Elementary SchoolC+
Elementary · Grades KG–5 · 0.6 mi
H
Burlington High SchoolB+
High · Grades 9–12 · 0.7 mi
M
Lyman C. Hunt Middle SchoolC+
Middle · Grades 6–8 · 0.8 mi

District: Burlington School District

Neighborhood · ZIP 05408These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.9,635
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,137 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,160
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,266
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Saratoga Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 65% of homes in Burlington 05408
  • Bigger than 65% of homes in Burlington 05408
  • Has a smaller lot than 85% of homes in Chittenden County
  • Older than 89% of homes in Burlington 05408

What homes are worth in Burlington 05408

Each bar is how many homes fall in that price range. The marker is this home.

This home
$274K$1M

This home is worth more than 61% of homes in Burlington 05408.

How it measures up in Burlington 05408

The dot is this home. The mark in the middle is the typical home in Burlington 05408.

Estimated value$499,136
CheaperTypical $463,339Pricier

Pricier than 61% of homes nearby

Price per ft²$304
CheaperTypical $329Pricier

Pricier than 35% of homes nearby

Living area1,640 ft²
SmallerTypical 1,427 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.17 ac
SmallerTypical 0.22 acBigger

Bigger than 17% of homes nearby

Year built1949
OlderTypical 1965Newer

Newer than 11% of homes nearby

How 195 Saratoga Ave ranks against every home in each area.
MeasureThis homeBurlington 05408Chittenden County
Estimated valuepricier than$499,13661% of homes48% of homes
Price per ft²pricier than$30435% of homes44% of homes
Living areabigger than1,640 ft²65% of homes52% of homes
Lot sizebigger than0.17 ac17% of homes15% of homes
Year builtnewer than194911% of homes16% of homes

About 195 Saratoga Ave

How much is 195 Saratoga Ave, Burlington, VT worth?

The TopHap Estimate for 195 Saratoga Ave, Burlington, VT is $499,136 as of Aug 30, 2026. The likely range is $476,976 to $521,296. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Saratoga Ave, Burlington, VT last sell?

195 Saratoga Ave, Burlington, VT last sold on Jan 23, 2024 for $435,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 195 Saratoga Ave, Burlington, VT?

195 Saratoga Ave, Burlington, VT has 3 bedrooms, 1.5 bathrooms, 1,640 square feet of living space and a 0.17-acre lot.

When was 195 Saratoga Ave, Burlington, VT built?

195 Saratoga Ave, Burlington, VT was built in 1949, making it 77 years old. It is a cape cod home. The building has 2 stories.

What schools serve 195 Saratoga Ave, Burlington, VT?

195 Saratoga Ave, Burlington, VT is assigned to C. P. Smith Elementary School (elementary), rated C+; Burlington High School (high), rated B+; Lyman C. Hunt Middle School (middle), rated C+. All sit in Burlington School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Saratoga Ave, Burlington, VT compare to other homes in Burlington 05408?

Among the 3,519 homes in Burlington 05408, it is worth more than 61% of them ($499,136 against a typical $463,339), its price per square foot is higher than 35% of them ($304 against a typical $329), it is bigger than 65% of them (1,640 ft² against a typical 1,427 ft²), its lot is bigger than 17% of them (0.17 ac against a typical 0.22 ac) and it is newer than 11% of them (1949 against a typical 1965). Measured against all of Chittenden County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Saratoga Ave, Burlington, VT?

The 2025 property tax bill for 195 Saratoga Ave, Burlington, VT was $5,014. The county assessed it at $328,500.

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