Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$287,097$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

195 SECOND ST

FLORA, MS 39071
3
Beds
2
Baths
1,755 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1907
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$287K
$258K low$316K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$554 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,739 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,739
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$67,390

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Greenhouse

Transaction History(11)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Flora Elementary SchoolA-
Elementary · Grades PK–5 · 0.6 mi
M
Madison Middle SchoolA+
Middle · Grades 6–8 · 9.8 mi
H
Madison Central High SchoolA+
High · Grades 10–12 · 10.7 mi

District: Madison County School District

Neighborhood · ZIP 39071These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,304
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,571
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,111
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Second St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 81% of homes in Madison County
  • Smaller than 71% of homes in Madison County
  • Among the oldest homes in Madison County

What homes are worth in Flora 39071

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$1.4M

This home is worth more than 53% of homes in Flora 39071.

How it measures up in Flora 39071

The dot is this home. The mark in the middle is the typical home in Flora 39071.

Estimated value$287,097
CheaperTypical $273,801Pricier

Pricier than 53% of homes nearby

Price per ft²$164
CheaperTypical $146Pricier

Pricier than 66% of homes nearby

Living area1,755 ft²
SmallerTypical 1,761 ft²Bigger

Bigger than 50% of homes nearby

Year built1907
OlderTypical 1984Newer

Older than almost all homes nearby

How 195 Second St ranks against every home in each area.
MeasureThis homeFlora 39071Madison County
Estimated valuepricier than$287,09753% of homes45% of homes
Price per ft²pricier than$16466% of homes81% of homes
Living areabigger than1,755 ft²50% of homes29% of homes
Year builtnewer than1907almost no homesalmost no homes

About 195 Second St

How much is 195 Second St, Flora, MS worth?

The TopHap Estimate for 195 Second St, Flora, MS is $287,097 as of Sep 24, 2026. The likely range is $258,399 to $315,795. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Second St, Flora, MS last sell?

195 Second St, Flora, MS last sold on Sep 30, 2021, according to the county's recorded deed.

How big is 195 Second St, Flora, MS?

195 Second St, Flora, MS has 3 bedrooms, 2 bathrooms and 1,755 square feet of living space.

When was 195 Second St, Flora, MS built?

195 Second St, Flora, MS was built in 1907, making it 119 years old. The building has 1 story.

What schools serve 195 Second St, Flora, MS?

195 Second St, Flora, MS is assigned to East Flora Elementary School (elementary), rated A-; Madison Middle School (middle), rated A+; Madison Central High School (high), rated A+. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Second St, Flora, MS compare to other homes in Flora 39071?

Among the 1,781 homes in Flora 39071, it is worth more than 53% of them ($287,097 against a typical $273,801), its price per square foot is higher than 66% of them ($164 against a typical $146), it is bigger than 50% of them (1,755 ft² against a typical 1,761 ft²) and it is newer than almost none of them (1907 against a typical 1984). Measured against all of Madison County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Second St, Flora, MS?

The 2025 property tax bill for 195 Second St, Flora, MS was $554. The county assessed it at $6,739.

More homes on Second St

Closest homes

More homes in Flora 39071

Assigned schools

Explore the area

See this home in context

Open 195 Second St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map