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Single Family ResidenceResidential
$476,089$251 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $155,000 on Jul 29, 2002

195 SW MAIN ST

DOUGLAS, MA 01516
3
Beds
3 / 1
Baths
1,896 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1906
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$476K
$429K low$524K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$155,000 · Jul 29, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$376,089
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$300,871
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
UNIBANK FOR SAVINGS · E · recorded Feb 18, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,521 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$419,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$209,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$210,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$388,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.85 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.0.95
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Douglas Primary School
Elementary · Grades PK–1 · 3.4 mi
M
Douglas Middle SchoolB
Middle · Grades 6–8 · 3.6 mi
H
Douglas High SchoolC+
High · Grades 9–12 · 3.7 mi

District: Douglas School District

Neighborhood · ZIP 01516These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.9,300
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.243 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,552
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,139
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Sw Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Douglas 01516
  • Costs less per square foot than 80% of homes in Douglas 01516
  • Has a bigger lot than 66% of homes in Worcester County
  • Older than 91% of homes in Douglas 01516

What homes are worth in Douglas 01516

Each bar is how many homes fall in that price range. The marker is this home.

This home
$301K$941K

This home is worth more than 28% of homes in Douglas 01516.

How it measures up in Douglas 01516

The dot is this home. The mark in the middle is the typical home in Douglas 01516.

Estimated value$476,089
CheaperTypical $565,254Pricier

Pricier than 28% of homes nearby

Price per ft²$251
CheaperTypical $297Pricier

Pricier than 20% of homes nearby

Living area1,896 ft²
SmallerTypical 1,906 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.95 ac
SmallerTypical 2.07 acBigger

Bigger than 35% of homes nearby

Year built1906
OlderTypical 1990Newer

Newer than 9% of homes nearby

How 195 Sw Main St ranks against every home in each area.
MeasureThis homeDouglas 01516Worcester County
Estimated valuepricier than$476,08928% of homes48% of homes
Price per ft²pricier than$25120% of homes20% of homes
Living areabigger than1,896 ft²49% of homes59% of homes
Lot sizebigger than0.95 ac35% of homes66% of homes
Year builtnewer than19069% of homes14% of homes

About 195 Sw Main St

How much is 195 Sw Main St, Douglas, MA worth?

The TopHap Estimate for 195 Sw Main St, Douglas, MA is $476,089 as of Jul 14, 2026. The likely range is $428,661 to $523,517. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Sw Main St, Douglas, MA last sell?

195 Sw Main St, Douglas, MA last sold on Jul 29, 2002 for $155,000, according to the county's recorded deed.

How big is 195 Sw Main St, Douglas, MA?

195 Sw Main St, Douglas, MA has 3 bedrooms, 3 bathrooms, 1,896 square feet of living space and a 0.95-acre lot.

When was 195 Sw Main St, Douglas, MA built?

195 Sw Main St, Douglas, MA was built in 1906, making it 120 years old. It is a cape cod home. The building has 1 story.

What schools serve 195 Sw Main St, Douglas, MA?

195 Sw Main St, Douglas, MA is assigned to Douglas Primary School (elementary); Douglas Middle School (middle), rated B; Douglas High School (high), rated C+. All sit in Douglas School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Sw Main St, Douglas, MA compare to other homes in Douglas 01516?

Among the 3,315 homes in Douglas 01516, it is worth more than 28% of them ($476,089 against a typical $565,254), its price per square foot is higher than 20% of them ($251 against a typical $297), it is bigger than 49% of them (1,896 ft² against a typical 1,906 ft²), its lot is bigger than 35% of them (0.95 ac against a typical 2.07 ac) and it is newer than 9% of them (1906 against a typical 1990). Measured against all of Worcester County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Sw Main St, Douglas, MA?

The 2025 property tax bill for 195 Sw Main St, Douglas, MA was $5,521. The county assessed it at $419,200.

Closest homes

More homes in Douglas 01516

Assigned schools

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