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Single Family ResidenceResidential
$324,544$297 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

195 TERRACE DR

PRINCE FREDERICK, MD 20678
2
Baths
1,092 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$325K
$269K low$380K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,051 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$283,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$262,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$304,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.0.56
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 304 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Calvert Elementary SchoolC
Elementary · Grades PK–5 · 0.5 mi
H
Calvert High SchoolB
High · Grades 9–12 · 1.2 mi
M
Calvert Middle SchoolB
Middle · Grades 6–8 · 1.5 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20678These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.12,729
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.250 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,770
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,407
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Prince Frederick 20678
  • Costs more per square foot than 69% of homes in Prince Frederick 20678
  • Smaller than 89% of homes in Prince Frederick 20678
  • Has a smaller lot than 66% of homes in Prince Frederick 20678
  • Older than 79% of homes in Calvert County

What homes are worth in Prince Frederick 20678

Each bar is how many homes fall in that price range. The marker is this home.

This home
$242K$938K

This home is worth more than 10% of homes in Prince Frederick 20678.

How it measures up in Prince Frederick 20678

The dot is this home. The mark in the middle is the typical home in Prince Frederick 20678.

Estimated value$324,544
CheaperTypical $476,832Pricier

Pricier than 10% of homes nearby

Price per ft²$297
CheaperTypical $266Pricier

Pricier than 69% of homes nearby

Living area1,092 ft²
SmallerTypical 1,820 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.56 ac
SmallerTypical 1 acBigger

Bigger than 34% of homes nearby

Year built1975
OlderTypical 1994Newer

Newer than 22% of homes nearby

How 195 Terrace Dr ranks against every home in each area.
MeasureThis homePrince Frederick 20678Calvert County
Estimated valuepricier than$324,54410% of homes14% of homes
Price per ft²pricier than$29769% of homes61% of homes
Living areabigger than1,092 ft²11% of homes16% of homes
Lot sizebigger than0.56 ac34% of homes45% of homes
Year builtnewer than197522% of homes21% of homes

About 195 Terrace Dr

How much is 195 Terrace Dr, Prince Frederick, MD worth?

The TopHap Estimate for 195 Terrace Dr, Prince Frederick, MD is $324,544 as of Aug 30, 2026. The likely range is $269,386 to $379,702. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Terrace Dr, Prince Frederick, MD last sell?

195 Terrace Dr, Prince Frederick, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 195 Terrace Dr, Prince Frederick, MD?

195 Terrace Dr, Prince Frederick, MD has 2 bathrooms, 1,092 square feet of living space and a 0.56-acre lot.

When was 195 Terrace Dr, Prince Frederick, MD built?

195 Terrace Dr, Prince Frederick, MD was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 195 Terrace Dr, Prince Frederick, MD?

195 Terrace Dr, Prince Frederick, MD is assigned to Calvert Elementary School (elementary), rated C; Calvert High School (high), rated B; Calvert Middle School (middle), rated B. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Terrace Dr, Prince Frederick, MD compare to other homes in Prince Frederick 20678?

Among the 4,223 homes in Prince Frederick 20678, it is worth more than 10% of them ($324,544 against a typical $476,832), its price per square foot is higher than 69% of them ($297 against a typical $266), it is bigger than 11% of them (1,092 ft² against a typical 1,820 ft²), its lot is bigger than 34% of them (0.56 ac against a typical 1 ac) and it is newer than 22% of them (1975 against a typical 1994). Measured against all of Calvert County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Terrace Dr, Prince Frederick, MD?

The 2025 property tax bill for 195 Terrace Dr, Prince Frederick, MD was $3,051. The county assessed it at $283,100.

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