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Single Family ResidenceResidential
$387,900$55 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 W 1ST ST

RUSK, TX 75785
6
Beds
0
Baths
7,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.83 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.

Valuation

$388K
$365K low$410K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$367,900
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$294,320
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.5%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
STATE FARM BANK FSB · recorded Feb 26, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$889 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$266,380 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,320
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$205,060
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$297,090
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$266,380

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
59
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCherokee
Lot (acres)The size of the land the home sits on, from county records.6.83
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 276 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gw Bradford Primary School
Elementary · Grades PK–1 · 0.7 mi
H
Rusk High SchoolC-
High · Grades 9–12 · 0.8 mi
M
Rusk Jr High SchoolB+
Middle · Grades 6–8 · 0.8 mi

District: Rusk Independent School District

Neighborhood · ZIP 75785These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,607
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,615
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,238
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 W 1st St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Rusk 75785
  • Costs less per square foot than 97% of homes in Rusk 75785
  • Among the largest homes in Rusk 75785
  • Has a bigger lot than 85% of homes in Cherokee County
  • Older than 80% of homes in Cherokee County

What homes are worth in Rusk 75785

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$679K

This home is worth more than 89% of homes in Rusk 75785.

How it measures up in Rusk 75785

The dot is this home. The mark in the middle is the typical home in Rusk 75785.

Estimated value$387,900
CheaperTypical $178,078Pricier

Pricier than 89% of homes nearby

Price per ft²$55
CheaperTypical $108Pricier

Pricier than 3% of homes nearby

Living area7,104 ft²
SmallerTypical 1,503 ft²Bigger

Bigger than almost all homes nearby

Lot size6.83 ac
SmallerTypical 1 acBigger

Bigger than 81% of homes nearby

Year built1964
OlderTypical 1987Newer

Newer than 23% of homes nearby

How 195 W 1st St ranks against every home in each area.
MeasureThis homeRusk 75785Cherokee County
Estimated valuepricier than$387,90089% of homes75% of homes
Price per ft²pricier than$553% of homes3% of homes
Living areabigger than7,104 ft²almost all homesalmost all homes
Lot sizebigger than6.83 ac81% of homes85% of homes
Year builtnewer than196423% of homes20% of homes

About 195 W 1st St

How much is 195 W 1st St, Rusk, TX worth?

The TopHap Estimate for 195 W 1st St, Rusk, TX is $387,900 as of Jul 14, 2026. The likely range is $365,379 to $410,421. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 W 1st St, Rusk, TX last sell?

195 W 1st St, Rusk, TX last sold on Jul 5, 2018, according to the county's recorded deed.

How big is 195 W 1st St, Rusk, TX?

195 W 1st St, Rusk, TX has 6 bedrooms, 7,104 square feet of living space and a 6.83-acre lot.

When was 195 W 1st St, Rusk, TX built?

195 W 1st St, Rusk, TX was built in 1964, making it 62 years old.

What schools serve 195 W 1st St, Rusk, TX?

195 W 1st St, Rusk, TX is assigned to Gw Bradford Primary School (elementary); Rusk High School (high), rated C-; Rusk Jr High School (middle), rated B+. All sit in Rusk Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 W 1st St, Rusk, TX compare to other homes in Rusk 75785?

Among the 4,131 homes in Rusk 75785, it is worth more than 89% of them ($387,900 against a typical $178,078), its price per square foot is higher than 3% of them ($55 against a typical $108), it is bigger than almost all of them (7,104 ft² against a typical 1,503 ft²), its lot is bigger than 81% of them (6.83 ac against a typical 1 ac) and it is newer than 23% of them (1964 against a typical 1987). Measured against all of Cherokee County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 W 1st St, Rusk, TX?

The 2025 property tax bill for 195 W 1st St, Rusk, TX was $889. The county assessed it at $266,380.

Closest homes

More homes in Rusk 75785

Assigned schools

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