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Residential (General/Single)Residential
$274,851$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

195 W SPRUCE ST

SAINT IGNACE, MI 49781
3
Beds
2
Baths
1,633 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.

Valuation

$275K
$211K low$338K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,034 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$116,400 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$109,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.21
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
40
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyMACKINAC
Lot (acres)The size of the land the home sits on, from county records.0.44
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St Ignace Elementarymiddle SchoolC-
Elementary · Grades PK–8 · 1.1 mi
H
Lasalle High SchoolD+
High · Grades 9–12 · 1.1 mi

District: St. Ignace Area Schools

Neighborhood · ZIP 49781These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.4%
PopulationHow many people live in this area.3,767
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,324
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,384
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.47%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 W Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Saint Ignace 49781
  • Bigger than 70% of homes in Mackinac County
  • Has a smaller lot than 67% of homes in Mackinac County
  • Older than 65% of homes in Mackinac County

What homes are worth in Saint Ignace 49781

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$559K

This home is worth more than 76% of homes in Saint Ignace 49781.

How it measures up in Saint Ignace 49781

The dot is this home. The mark in the middle is the typical home in Saint Ignace 49781.

Estimated value$274,851
CheaperTypical $212,599Pricier

Pricier than 76% of homes nearby

Price per ft²$168
CheaperTypical $155Pricier

Pricier than 60% of homes nearby

Living area1,633 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.44 ac
SmallerTypical 0.51 acBigger

Bigger than 47% of homes nearby

Year built1957
OlderTypical 1965Newer

Newer than 43% of homes nearby

How 195 W Spruce St ranks against every home in each area.
MeasureThis homeSaint Ignace 49781Mackinac County
Estimated valuepricier than$274,85176% of homes61% of homes
Price per ft²pricier than$16860% of homes46% of homes
Living areabigger than1,633 ft²65% of homes70% of homes
Lot sizebigger than0.44 ac47% of homes33% of homes
Year builtnewer than195743% of homes35% of homes

About 195 W Spruce St

How much is 195 W Spruce St, Saint Ignace, MI worth?

The TopHap Estimate for 195 W Spruce St, Saint Ignace, MI is $274,851 as of Oct 21, 2026. The likely range is $211,496 to $338,206. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 W Spruce St, Saint Ignace, MI last sell?

195 W Spruce St, Saint Ignace, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 195 W Spruce St, Saint Ignace, MI?

195 W Spruce St, Saint Ignace, MI has 3 bedrooms, 2 bathrooms, 1,633 square feet of living space and a 0.44-acre lot.

When was 195 W Spruce St, Saint Ignace, MI built?

195 W Spruce St, Saint Ignace, MI was built in 1957, making it 69 years old. It is a modular home.

What schools serve 195 W Spruce St, Saint Ignace, MI?

195 W Spruce St, Saint Ignace, MI is assigned to St Ignace Elementarymiddle School (elementary), rated C-; Lasalle High School (high), rated D+. All sit in St. Ignace Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 W Spruce St, Saint Ignace, MI compare to other homes in Saint Ignace 49781?

Among the 2,054 homes in Saint Ignace 49781, it is worth more than 76% of them ($274,851 against a typical $212,599), its price per square foot is higher than 60% of them ($168 against a typical $155), it is bigger than 65% of them (1,633 ft² against a typical 1,404 ft²), its lot is bigger than 47% of them (0.44 ac against a typical 0.51 ac) and it is newer than 43% of them (1957 against a typical 1965). Measured against all of Mackinac County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 W Spruce St, Saint Ignace, MI?

The 2025 property tax bill for 195 W Spruce St, Saint Ignace, MI was $3,034. The county assessed it at $116,400.

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