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Single Family ResidenceResidential
$422,031$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $211,000 on Jul 16, 2019

196 ELM ST

EFFINGHAM, NH 03882
3
Beds
2
Baths
1,722 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.29 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$422K
$404K low$440K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$211,000 · Jul 16, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,612 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$364,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$92,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$272,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$200,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$264,575

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.2.29
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Effingham Elementary SchoolC+
Elementary · Grades KG–6 · 4.4 mi
M
Kingswood Regional Middle SchoolC+
Middle · Grades 7–8 · 12.4 mi
H
Kingswood Regional High SchoolC+
High · Grades 9–12 · 12.5 mi

District: Governor Wentworth Regional School District

Neighborhood · ZIP 03882These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,856
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,805
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,683
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Carroll County
  • Costs less per square foot than 74% of homes in Carroll County
  • Bigger than 67% of homes in Effingham 03882
  • Has a bigger lot than 73% of homes in Carroll County
  • Newer than 78% of homes in Carroll County

What homes are worth in Effingham 03882

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$802K

This home is worth more than 58% of homes in Effingham 03882.

How it measures up in Effingham 03882

The dot is this home. The mark in the middle is the typical home in Effingham 03882.

Estimated value$422,031
CheaperTypical $400,482Pricier

Pricier than 58% of homes nearby

Price per ft²$245
CheaperTypical $254Pricier

Pricier than 45% of homes nearby

Living area1,722 ft²
SmallerTypical 1,310 ft²Bigger

Bigger than 67% of homes nearby

Lot size2.29 ac
SmallerTypical 2.77 acBigger

Bigger than 43% of homes nearby

Year built2002
OlderTypical 1990Newer

Newer than 68% of homes nearby

How 196 Elm St ranks against every home in each area.
MeasureThis homeEffingham 03882Carroll County
Estimated valuepricier than$422,03158% of homes29% of homes
Price per ft²pricier than$24545% of homes26% of homes
Living areabigger than1,722 ft²67% of homes52% of homes
Lot sizebigger than2.29 ac43% of homes73% of homes
Year builtnewer than200268% of homes78% of homes

About 196 Elm St

How much is 196 Elm St, Effingham, NH worth?

The TopHap Estimate for 196 Elm St, Effingham, NH is $422,031 as of Oct 21, 2026. The likely range is $404,258 to $439,804. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Elm St, Effingham, NH last sell?

196 Elm St, Effingham, NH last sold on Jul 16, 2019 for $211,000, according to the county's recorded deed.

How big is 196 Elm St, Effingham, NH?

196 Elm St, Effingham, NH has 3 bedrooms, 2 bathrooms, 1,722 square feet of living space and a 2.29-acre lot.

When was 196 Elm St, Effingham, NH built?

196 Elm St, Effingham, NH was built in 2002, making it 24 years old. It is a colonial home. The building has 2 stories.

What schools serve 196 Elm St, Effingham, NH?

196 Elm St, Effingham, NH is assigned to Effingham Elementary School (elementary), rated C+; Kingswood Regional Middle School (middle), rated C+; Kingswood Regional High School (high), rated C+. All sit in Governor Wentworth Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Elm St, Effingham, NH compare to other homes in Effingham 03882?

Among the 1,192 homes in Effingham 03882, it is worth more than 58% of them ($422,031 against a typical $400,482), its price per square foot is higher than 45% of them ($245 against a typical $254), it is bigger than 67% of them (1,722 ft² against a typical 1,310 ft²), its lot is bigger than 43% of them (2.29 ac against a typical 2.77 ac) and it is newer than 68% of them (2002 against a typical 1990). Measured against all of Carroll County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Elm St, Effingham, NH?

The 2025 property tax bill for 196 Elm St, Effingham, NH was $5,612. The county assessed it at $364,900.

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