Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$294,110$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $205,000 on Feb 9, 2021

196 FERN DR SE

CLEVELAND, TN 37323
3
Beds
2
Baths
1,336 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$294K
$274K low$314K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$205,000 · Feb 9, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$757 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,600 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,325
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,275
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$42,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$170,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradley
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 120 ft²Porch · 126 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Taylor Elementary SchoolC+
Elementary · Grades KG–5 · 1.0 mi
M
Lake Forest Middle SchoolC-
Middle · Grades 6–8 · 3.3 mi
H
Bradley Central High SchoolC-
High · Grades 9–12 · 5.7 mi

District: Bradley County School District

Neighborhood · ZIP 37323These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.150

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.33,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.280 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,170
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,305
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Fern Dr Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 79% of homes in Bradley County
  • Has a smaller lot than 81% of homes in Cleveland 37323
  • Newer than 83% of homes in Cleveland 37323

What homes are worth in Cleveland 37323

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$626K

This home is worth more than 60% of homes in Cleveland 37323.

How it measures up in Cleveland 37323

The dot is this home. The mark in the middle is the typical home in Cleveland 37323.

Estimated value$294,110
CheaperTypical $266,796Pricier

Pricier than 60% of homes nearby

Price per ft²$220
CheaperTypical $188Pricier

Pricier than 78% of homes nearby

Living area1,336 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.39 ac
SmallerTypical 0.75 acBigger

Bigger than 19% of homes nearby

Year built2005
OlderTypical 1988Newer

Newer than 83% of homes nearby

How 196 Fern Dr Se ranks against every home in each area.
MeasureThis homeCleveland 37323Bradley County
Estimated valuepricier than$294,11060% of homes53% of homes
Price per ft²pricier than$22078% of homes79% of homes
Living areabigger than1,336 ft²46% of homes39% of homes
Lot sizebigger than0.39 ac19% of homes31% of homes
Year builtnewer than200583% of homes80% of homes

About 196 Fern Dr Se

How much is 196 Fern Dr Se, Cleveland, TN worth?

The TopHap Estimate for 196 Fern Dr Se, Cleveland, TN is $294,110 as of Aug 30, 2026. The likely range is $274,124 to $314,096. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Fern Dr Se, Cleveland, TN last sell?

196 Fern Dr Se, Cleveland, TN last sold on Feb 9, 2021 for $205,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 196 Fern Dr Se, Cleveland, TN?

196 Fern Dr Se, Cleveland, TN has 3 bedrooms, 2 bathrooms and 1,336 square feet of living space.

When was 196 Fern Dr Se, Cleveland, TN built?

196 Fern Dr Se, Cleveland, TN was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 196 Fern Dr Se, Cleveland, TN?

196 Fern Dr Se, Cleveland, TN is assigned to Taylor Elementary School (elementary), rated C+; Lake Forest Middle School (middle), rated C-; Bradley Central High School (high), rated C-. All sit in Bradley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Fern Dr Se, Cleveland, TN compare to other homes in Cleveland 37323?

Among the 12,685 homes in Cleveland 37323, it is worth more than 60% of them ($294,110 against a typical $266,796), its price per square foot is higher than 78% of them ($220 against a typical $188), it is bigger than 46% of them (1,336 ft² against a typical 1,392 ft²), its lot is bigger than 19% of them (0.39 ac against a typical 0.75 ac) and it is newer than 83% of them (2005 against a typical 1988). Measured against all of Bradley County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Fern Dr Se, Cleveland, TN?

The 2024 property tax bill for 196 Fern Dr Se, Cleveland, TN was $757. The county assessed it at $42,600.

More homes on Fern Dr Se

Closest homes

More homes in Cleveland 37323

Assigned schools

Explore the area

See this home in context

Open 196 Fern Dr Se on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map