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Single Family ResidenceResidential
$342,853$254 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $183,340 on Jul 22, 2020

196 JOSEPH ST

WATERBURY, CT 06705
3
Beds
1.5
Baths
1,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$343K
$335K low$351K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$183,340 · Jul 22, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,415 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$164,850 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,090
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$235,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1989
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chase Elementary SchoolD+
Elementary · Grades KG–5 · 0.8 mi
H
Crosby High SchoolF
High · Grades 9–12 · 1.8 mi
M
Wallace Middle SchoolD+
Middle · Grades 6–8 · 1.8 mi

District: Waterbury School District

Neighborhood · ZIP 06705These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.26,205
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,716 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,594
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,837
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Joseph St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Waterbury 06705
  • Costs more per square foot than 72% of homes in Waterbury 06705
  • Bigger than 75% of homes in Woodtick Road
  • Has a smaller lot than 76% of homes in Naugatuck Valley County

What homes are worth in Waterbury 06705

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$423K

This home is worth more than 87% of homes in Waterbury 06705.

How it measures up in Waterbury 06705

The dot is this home. The mark in the middle is the typical home in Waterbury 06705.

Estimated value$342,853
CheaperTypical $273,978Pricier

Pricier than 87% of homes nearby

Price per ft²$254
CheaperTypical $224Pricier

Pricier than 72% of homes nearby

Living area1,352 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.2 ac
SmallerTypical 0.17 acBigger

Bigger than 59% of homes nearby

Year built1970
OlderTypical 1959Newer

Newer than 63% of homes nearby

How 196 Joseph St ranks against every home in each area.
MeasureThis homeWoodtick RoadWaterbury 06705Naugatuck Valley County
Estimated valuepricier than$342,85368% of homes87% of homes37% of homes
Price per ft²pricier than$25452% of homes72% of homes46% of homes
Living areabigger than1,352 ft²75% of homes67% of homes41% of homes
Lot sizebigger than0.2 ac28% of homes59% of homes24% of homes
Year builtnewer than197046% of homes63% of homes53% of homes

About 196 Joseph St

How much is 196 Joseph St, Waterbury, CT worth?

The TopHap Estimate for 196 Joseph St, Waterbury, CT is $342,853 as of Sep 24, 2026. The likely range is $334,910 to $350,796. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Joseph St, Waterbury, CT last sell?

196 Joseph St, Waterbury, CT last sold on Jul 22, 2020 for $183,340, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 196 Joseph St, Waterbury, CT?

196 Joseph St, Waterbury, CT has 3 bedrooms, 1.5 bathrooms, 1,352 square feet of living space and a 0.20-acre lot.

When was 196 Joseph St, Waterbury, CT built?

196 Joseph St, Waterbury, CT was built in 1970, making it 56 years old. It is a raised ranch home. The building has 1 story.

What schools serve 196 Joseph St, Waterbury, CT?

196 Joseph St, Waterbury, CT is assigned to Chase Elementary School (elementary), rated D+; Crosby High School (high), rated F; Wallace Middle School (middle), rated D+. All sit in Waterbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Joseph St, Waterbury, CT compare to other homes in Waterbury 06705?

Among the 6,459 homes in Waterbury 06705, it is worth more than 87% of them ($342,853 against a typical $273,978), its price per square foot is higher than 72% of them ($254 against a typical $224), it is bigger than 67% of them (1,352 ft² against a typical 1,200 ft²), its lot is bigger than 59% of them (0.2 ac against a typical 0.17 ac) and it is newer than 63% of them (1970 against a typical 1959). Measured against all of Naugatuck Valley County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Joseph St, Waterbury, CT?

The 2024 property tax bill for 196 Joseph St, Waterbury, CT was $7,415. The county assessed it at $164,850.

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