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Single Family ResidenceResidential
$854,416$491 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $750,000 on Oct 31, 2024

196 MAIN ST

COLD SPRING, NY 10516
4
Beds
1.5
Baths
1,741 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$854K
$797K low$912K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$750,000 · Oct 31, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,829 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$179,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$137,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$173,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$583,958

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPUTNAM
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Lake Front
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 236 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Haldane Middle SchoolA+
Middle · Grades 6–8 · 0.1 mi
H
Haldane High SchoolA-
High · Grades 9–12 · 0.1 mi
E
Haldane Elementary SchoolA-
Elementary · Grades KG–5 · 0.1 mi

District: Haldane Central School District

Neighborhood · ZIP 10516These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,650
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.176 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$131,387
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$166,892
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Putnam County
  • Costs more per square foot than 94% of homes in Putnam County
  • Has a smaller lot than 84% of homes in Putnam County
  • Older than 93% of homes in Putnam County

What homes are worth in Cold Spring 10516

Each bar is how many homes fall in that price range. The marker is this home.

This home
$373K$2.2M

This home is worth more than 64% of homes in Cold Spring 10516.

How it measures up in Cold Spring 10516

The dot is this home. The mark in the middle is the typical home in Cold Spring 10516.

Estimated value$854,416
CheaperTypical $750,167Pricier

Pricier than 64% of homes nearby

Price per ft²$491
CheaperTypical $445Pricier

Pricier than 64% of homes nearby

Living area1,741 ft²
SmallerTypical 1,824 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.11 ac
SmallerTypical 0.53 acBigger

Bigger than 19% of homes nearby

Year built1925
OlderTypical 1965Newer

Newer than 25% of homes nearby

How 196 Main St ranks against every home in each area.
MeasureThis homeCold Spring 10516Putnam County
Estimated valuepricier than$854,41664% of homes86% of homes
Price per ft²pricier than$49164% of homes94% of homes
Living areabigger than1,741 ft²47% of homes45% of homes
Lot sizebigger than0.11 ac19% of homes16% of homes
Year builtnewer than192525% of homes7% of homes

About 196 Main St

How much is 196 Main St, Cold Spring, NY worth?

The TopHap Estimate for 196 Main St, Cold Spring, NY is $854,416 as of Sep 24, 2026. The likely range is $797,005 to $911,827. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Main St, Cold Spring, NY last sell?

196 Main St, Cold Spring, NY last sold on Oct 31, 2024 for $750,000, according to the county's recorded deed.

How big is 196 Main St, Cold Spring, NY?

196 Main St, Cold Spring, NY has 4 bedrooms, 1.5 bathrooms, 1,741 square feet of living space and a 0.11-acre lot.

When was 196 Main St, Cold Spring, NY built?

196 Main St, Cold Spring, NY was built in 1925, making it 101 years old. The building has 2 stories.

What schools serve 196 Main St, Cold Spring, NY?

196 Main St, Cold Spring, NY is assigned to Haldane Middle School (middle), rated A+; Haldane High School (high), rated A-; Haldane Elementary School (elementary), rated A-. All sit in Haldane Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Main St, Cold Spring, NY compare to other homes in Cold Spring 10516?

Among the 2,219 homes in Cold Spring 10516, it is worth more than 64% of them ($854,416 against a typical $750,167), its price per square foot is higher than 64% of them ($491 against a typical $445), it is bigger than 47% of them (1,741 ft² against a typical 1,824 ft²), its lot is bigger than 19% of them (0.11 ac against a typical 0.53 ac) and it is newer than 25% of them (1925 against a typical 1965). Measured against all of Putnam County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Main St, Cold Spring, NY?

The 2024 property tax bill for 196 Main St, Cold Spring, NY was $10,829. The county assessed it at $179,100.

More homes on Main St

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More homes in Cold Spring 10516

Assigned schools

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