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Single Family ResidenceResidential
$600,923$318 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $160,000 on Aug 26, 1994

196 RESSIQUE RD

STORMVILLE, NY 12582
3
Beds
2
Baths
1,890 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
10
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$601K
$493K low$709K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Aug 26, 1994
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$161,497
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$129,198
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$257,000
M & T BANK · recorded Oct 17, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$182,426
M & T BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,098 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$580,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$106,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$473,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$427,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$580,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyPUTNAM
Lot (acres)The size of the land the home sits on, from county records.3.78
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kent Elementary SchoolB-
Elementary · Grades KG–4 · 2.0 mi
M
George Fischer Middle SchoolC
Middle · Grades 5–8 · 5.6 mi
H
Carmel High SchoolB
High · Grades 9–12 · 5.9 mi

District: Carmel Central School District

Neighborhood · ZIP 12582These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.5
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.5,732
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.433 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$139,789
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$169,028
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Ressique Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 75% of homes in Stormville 12582
  • Has a bigger lot than 93% of homes in Putnam County
  • Newer than 86% of homes in Putnam County

What homes are worth in Stormville 12582

Each bar is how many homes fall in that price range. The marker is this home.

This home
$308K$977K

This home is worth more than 60% of homes in Stormville 12582.

How it measures up in Stormville 12582

The dot is this home. The mark in the middle is the typical home in Stormville 12582.

Estimated value$600,923
CheaperTypical $564,329Pricier

Pricier than 60% of homes nearby

Price per ft²$318
CheaperTypical $287Pricier

Pricier than 75% of homes nearby

Living area1,890 ft²
SmallerTypical 2,004 ft²Bigger

Bigger than 44% of homes nearby

Lot size3.78 ac
SmallerTypical 1.4 acBigger

Bigger than 89% of homes nearby

Year built1994
OlderTypical 1980Newer

Newer than 77% of homes nearby

How 196 Ressique Rd ranks against every home in each area.
MeasureThis homeStormville 12582Putnam County
Estimated valuepricier than$600,92360% of homes56% of homes
Price per ft²pricier than$31875% of homes45% of homes
Living areabigger than1,890 ft²44% of homes55% of homes
Lot sizebigger than3.78 ac89% of homes93% of homes
Year builtnewer than199477% of homes86% of homes

About 196 Ressique Rd

How much is 196 Ressique Rd, Stormville, NY worth?

The TopHap Estimate for 196 Ressique Rd, Stormville, NY is $600,923 as of Jul 14, 2026. The likely range is $492,636 to $709,210. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Ressique Rd, Stormville, NY last sell?

196 Ressique Rd, Stormville, NY last sold on Aug 26, 1994 for $160,000, according to the county's recorded deed.

How big is 196 Ressique Rd, Stormville, NY?

196 Ressique Rd, Stormville, NY has 3 bedrooms, 2 bathrooms, 1,890 square feet of living space and a 3.78-acre lot.

When was 196 Ressique Rd, Stormville, NY built?

196 Ressique Rd, Stormville, NY was built in 1994, making it 32 years old. It is a raised ranch home. The building has 1 story.

What schools serve 196 Ressique Rd, Stormville, NY?

196 Ressique Rd, Stormville, NY is assigned to Kent Elementary School (elementary), rated B-; George Fischer Middle School (middle), rated C; Carmel High School (high), rated B. All sit in Carmel Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Ressique Rd, Stormville, NY compare to other homes in Stormville 12582?

Among the 1,533 homes in Stormville 12582, it is worth more than 60% of them ($600,923 against a typical $564,329), its price per square foot is higher than 75% of them ($318 against a typical $287), it is bigger than 44% of them (1,890 ft² against a typical 2,004 ft²), its lot is bigger than 89% of them (3.78 ac against a typical 1.4 ac) and it is newer than 77% of them (1994 against a typical 1980). Measured against all of Putnam County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Ressique Rd, Stormville, NY?

The 2024 property tax bill for 196 Ressique Rd, Stormville, NY was $18,098. The county assessed it at $580,000.

Closest homes

More homes in Stormville 12582

Assigned schools

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