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CondominiumResidential
$412,308$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $408,000 on Nov 4, 2025

196 RIDGEWAY RD

LAKE OSWEGO, OR 97034
3
Beds
2
Baths
1,659 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
586 ft²
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.

Valuation

$412K
$318K low$506K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$408,000 · Nov 4, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$106,308
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,046
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$306,000
ROCKET MORTGAGE LLC · recorded Nov 4, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,035 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$262,746 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$255,094
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$448,730

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyCLACKAMAS
Lot (acres)The size of the land the home sits on, from county records.0.01
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Forest Hills Elementary SchoolA
Elementary · Grades KG–5 · 1.1 mi
M
Lake Oswego Middle SchoolA-
Middle · Grades 6–8 · 2.0 mi
H
Lake Oswego High SchoolA+
High · Grades 9–12 · 2.1 mi

District: Lake Oswego School District

Neighborhood · ZIP 97034These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.185

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,771
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,630 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$145,398
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$199,969
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Ridgeway Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Lake Oswego 97034
  • Among the lowest price per square foot in Lakewood
  • Smaller than 84% of homes in Lake Oswego 97034
  • Has a smaller lot than 98% of homes in Clackamas County
  • Older than 88% of homes in Lake Oswego 97034

What homes are worth in Lake Oswego 97034

Each bar is how many homes fall in that price range. The marker is this home.

This home
$371K$4M

This home is worth more than 5% of homes in Lake Oswego 97034.

How it measures up in Lake Oswego 97034

The dot is this home. The mark in the middle is the typical home in Lake Oswego 97034.

Estimated value$412,308
CheaperTypical $1,160,437Pricier

Pricier than 5% of homes nearby

Price per ft²$249
CheaperTypical $436Pricier

Cheaper than almost all homes nearby

Living area1,659 ft²
SmallerTypical 2,820 ft²Bigger

Bigger than 16% of homes nearby

Lot size586 ft²
SmallerTypical 0.25 acBigger

Bigger than 6% of homes nearby

Year built1948
OlderTypical 1974Newer

Newer than 12% of homes nearby

How 196 Ridgeway Rd ranks against every home in each area.
MeasureThis homeLakewoodLake Oswego 97034Clackamas County
Estimated valuepricier than$412,30818% of homes5% of homes11% of homes
Price per ft²pricier than$249almost no homesalmost no homes15% of homes
Living areabigger than1,659 ft²42% of homes16% of homes33% of homes
Lot sizebigger than586 ft²34% of homes6% of homes2% of homes
Year builtnewer than194848% of homes12% of homes12% of homes

About 196 Ridgeway Rd

How much is 196 Ridgeway Rd, Lake Oswego, OR worth?

The TopHap Estimate for 196 Ridgeway Rd, Lake Oswego, OR is $412,308 as of Jul 14, 2026. The likely range is $318,138 to $506,478. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Ridgeway Rd, Lake Oswego, OR last sell?

196 Ridgeway Rd, Lake Oswego, OR last sold on Nov 4, 2025 for $408,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 196 Ridgeway Rd, Lake Oswego, OR?

196 Ridgeway Rd, Lake Oswego, OR has 3 bedrooms, 2 bathrooms, 1,659 square feet of living space and a 0.01-acre lot.

When was 196 Ridgeway Rd, Lake Oswego, OR built?

196 Ridgeway Rd, Lake Oswego, OR was built in 1948, making it 78 years old. It is a condo/apartment home.

What schools serve 196 Ridgeway Rd, Lake Oswego, OR?

196 Ridgeway Rd, Lake Oswego, OR is assigned to Forest Hills Elementary School (elementary), rated A; Lake Oswego Middle School (middle), rated A-; Lake Oswego High School (high), rated A+. All sit in Lake Oswego School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Ridgeway Rd, Lake Oswego, OR compare to other homes in Lake Oswego 97034?

Among the 8,182 homes in Lake Oswego 97034, it is worth more than 5% of them ($412,308 against a typical $1,160,437), its price per square foot is higher than almost none of them ($249 against a typical $436), it is bigger than 16% of them (1,659 ft² against a typical 2,820 ft²), its lot is bigger than 6% of them (586 ft² against a typical 0.25 ac) and it is newer than 12% of them (1948 against a typical 1974). Measured against all of Clackamas County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Ridgeway Rd, Lake Oswego, OR?

The 2025 property tax bill for 196 Ridgeway Rd, Lake Oswego, OR was $5,035. The county assessed it at $262,746.

Closest homes

More homes in Lake Oswego 97034

Assigned schools

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See this home in context

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