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Single Family ResidenceResidential
$779,511$302 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

196 RIDGEWOOD DR

FOUR SEASONS, MO 65049
3
Baths
2,580 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$780K
$710K low$849K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,651 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,100 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$263,684

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
72
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
49
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCamden
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Heritage Elementary School
Elementary · Grades KG–2 · 4.9 mi
M
Osage Middle SchoolA-
Middle · Grades 6–8 · 7.8 mi
H
Osage High SchoolB
High · Grades 9–12 · 7.9 mi

District: School of the Osage School District

Neighborhood · ZIP 65049These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.43%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.241 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,739
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,322
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Ridgewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Camden County
  • Costs more per square foot than 70% of homes in Camden County
  • Bigger than 81% of homes in Camden County
  • Has a bigger lot than 65% of homes in Lake Ozark 65049

What homes are worth in Lake Ozark 65049

Each bar is how many homes fall in that price range. The marker is this home.

This home
$164K$1.5M

This home is worth more than 87% of homes in Lake Ozark 65049.

How it measures up in Lake Ozark 65049

The dot is this home. The mark in the middle is the typical home in Lake Ozark 65049.

Estimated value$779,511
CheaperTypical $375,397Pricier

Pricier than 87% of homes nearby

Price per ft²$302
CheaperTypical $285Pricier

Pricier than 60% of homes nearby

Living area2,580 ft²
SmallerTypical 1,495 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.4 ac
SmallerTypical 0.34 acBigger

Bigger than 65% of homes nearby

Year built1988
OlderTypical 1990Newer

Newer than 47% of homes nearby

How 196 Ridgewood Dr ranks against every home in each area.
MeasureThis homeLake Ozark 65049Camden County
Estimated valuepricier than$779,51187% of homes91% of homes
Price per ft²pricier than$30260% of homes70% of homes
Living areabigger than2,580 ft²80% of homes81% of homes
Lot sizebigger than0.4 ac65% of homes49% of homes
Year builtnewer than198847% of homes53% of homes

About 196 Ridgewood Dr

How much is 196 Ridgewood Dr, Four Seasons, MO worth?

The TopHap Estimate for 196 Ridgewood Dr, Four Seasons, MO is $779,511 as of Sep 24, 2026. The likely range is $710,184 to $848,838. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 196 Ridgewood Dr, Four Seasons, MO?

196 Ridgewood Dr, Four Seasons, MO has 3 bathrooms, 2,580 square feet of living space and a 0.40-acre lot.

When was 196 Ridgewood Dr, Four Seasons, MO built?

196 Ridgewood Dr, Four Seasons, MO was built in 1988, making it 38 years old. The building has 2 stories.

What schools serve 196 Ridgewood Dr, Four Seasons, MO?

196 Ridgewood Dr, Four Seasons, MO is assigned to Heritage Elementary School (elementary); Osage Middle School (middle), rated A-; Osage High School (high), rated B. All sit in School of the Osage School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Ridgewood Dr, Four Seasons, MO compare to other homes in Lake Ozark 65049?

Among the 12,003 homes in Lake Ozark 65049, it is worth more than 87% of them ($779,511 against a typical $375,397), its price per square foot is higher than 60% of them ($302 against a typical $285), it is bigger than 80% of them (2,580 ft² against a typical 1,495 ft²), its lot is bigger than 65% of them (0.4 ac against a typical 0.34 ac) and it is newer than 47% of them (1988 against a typical 1990). Measured against all of Camden County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Ridgewood Dr, Four Seasons, MO?

The 2025 property tax bill for 196 Ridgewood Dr, Four Seasons, MO was $2,651. The county assessed it at $50,100.

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