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Residential - Vacant LandResidential
Last sold for $20,000 on May 22, 2015

196 RIVERCLIFF DR

STONY POINT, NC 28678
2
Beds
3
Baths
3,048 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.22 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · May 22, 2015
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$269,149
NVR MTG FIN · recorded Sep 6, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$177 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$30,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential - Vacant Land
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyIredell
Lot (acres)The size of the land the home sits on, from county records.1.22
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Prefab
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 52 ft²Porch · 456 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sharon Elementary SchoolB-
Elementary · Grades KG–5 · 2.2 mi
H
West Iredell High SchoolD
High · Grades 9–12 · 6.2 mi
M
West Iredell Middle SchoolD+
Middle · Grades 6–8 · 6.4 mi

District: Iredell-Statesville Schools

Neighborhood · ZIP 28678These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,220
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,778
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,891
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Rivercliff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 98% of homes in Stony Point 28678
  • Has a bigger lot than 79% of homes in Iredell County
  • Newer than 88% of homes in Stony Point 28678

How it measures up in Stony Point 28678

The dot is this home. The mark in the middle is the typical home in Stony Point 28678.

Living area3,048 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 98% of homes nearby

Lot size1.22 ac
SmallerTypical 1.23 acBigger

Bigger than 50% of homes nearby

Year built2009
OlderTypical 1994Newer

Newer than 88% of homes nearby

How 196 Rivercliff Dr ranks against every home in each area.
MeasureThis homeStony Point 28678Iredell County
Living areabigger than3,048 ft²98% of homes86% of homes
Lot sizebigger than1.22 ac50% of homes79% of homes
Year builtnewer than200988% of homes75% of homes

About 196 Rivercliff Dr

When did 196 Rivercliff Dr, Stony Point, NC last sell?

196 Rivercliff Dr, Stony Point, NC last sold on May 22, 2015 for $20,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 196 Rivercliff Dr, Stony Point, NC?

196 Rivercliff Dr, Stony Point, NC has 2 bedrooms, 3 bathrooms, 3,048 square feet of living space and a 1.22-acre lot.

When was 196 Rivercliff Dr, Stony Point, NC built?

196 Rivercliff Dr, Stony Point, NC was built in 2009, making it 17 years old. It is a split level home. The building has 2 stories.

What schools serve 196 Rivercliff Dr, Stony Point, NC?

196 Rivercliff Dr, Stony Point, NC is assigned to Sharon Elementary School (elementary), rated B-; West Iredell High School (high), rated D; West Iredell Middle School (middle), rated D+. All sit in Iredell-Statesville Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Rivercliff Dr, Stony Point, NC compare to other homes in Stony Point 28678?

Among the 2,182 homes in Stony Point 28678, it is bigger than 98% of them (3,048 ft² against a typical 1,536 ft²), its lot is bigger than 50% of them (1.22 ac against a typical 1.23 ac) and it is newer than 88% of them (2009 against a typical 1994). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Rivercliff Dr, Stony Point, NC?

The 2025 property tax bill for 196 Rivercliff Dr, Stony Point, NC was $177. The county assessed it at $30,000.

Closest homes

More homes in Stony Point 28678

Assigned schools

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