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Single Family ResidenceResidential
$519,655$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

196 ROUTE 292

PATTERSON, NY 12563
4
Beds
3 / 1
Baths
2,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$520K
$478K low$561K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$519,655
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$415,724

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,782 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$423,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$347,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$423,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$423,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
42
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyPutnam
Lot (acres)The size of the land the home sits on, from county records.0.63
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 320 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Matthew Paterson Elementary SchoolB+
Elementary · Grades KG–4 · 1.4 mi
M
George Fischer Middle SchoolC
Middle · Grades 5–8 · 5.0 mi
H
Carmel High SchoolB
High · Grades 9–12 · 6.2 mi

District: Carmel Central School District

Neighborhood · ZIP 12563These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,720
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.363 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,016
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,595
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Route 292 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 90% of homes in Putnam County
  • Bigger than 66% of homes in Patterson 12563
  • Older than 85% of homes in Putnam County

What homes are worth in Patterson 12563

Each bar is how many homes fall in that price range. The marker is this home.

This home
$210K$943K

This home is worth more than 58% of homes in Patterson 12563.

How it measures up in Patterson 12563

The dot is this home. The mark in the middle is the typical home in Patterson 12563.

Estimated value$519,655
CheaperTypical $485,805Pricier

Pricier than 58% of homes nearby

Price per ft²$253
CheaperTypical $303Pricier

Pricier than 19% of homes nearby

Living area2,050 ft²
SmallerTypical 1,660 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.63 ac
SmallerTypical 0.48 acBigger

Bigger than 57% of homes nearby

Year built1938
OlderTypical 1968Newer

Newer than 18% of homes nearby

How 196 Route 292 ranks against every home in each area.
MeasureThis homePatterson 12563Putnam County
Estimated valuepricier than$519,65558% of homes39% of homes
Price per ft²pricier than$25319% of homes10% of homes
Living areabigger than2,050 ft²66% of homes63% of homes
Lot sizebigger than0.63 ac57% of homes55% of homes
Year builtnewer than193818% of homes15% of homes

About 196 Route 292

How much is 196 Route 292, Patterson, NY worth?

The TopHap Estimate for 196 Route 292, Patterson, NY is $519,655 as of Jul 14, 2026. The likely range is $478,357 to $560,953. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 196 Route 292, Patterson, NY?

196 Route 292, Patterson, NY has 4 bedrooms, 3 bathrooms, 2,050 square feet of living space and a 0.63-acre lot.

When was 196 Route 292, Patterson, NY built?

196 Route 292, Patterson, NY was built in 1938, making it 88 years old. It is a cape cod home. The building has 2 stories.

What schools serve 196 Route 292, Patterson, NY?

196 Route 292, Patterson, NY is assigned to Matthew Paterson Elementary School (elementary), rated B+; George Fischer Middle School (middle), rated C; Carmel High School (high), rated B. All sit in Carmel Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Route 292, Patterson, NY compare to other homes in Patterson 12563?

Among the 2,684 homes in Patterson 12563, it is worth more than 58% of them ($519,655 against a typical $485,805), its price per square foot is higher than 19% of them ($253 against a typical $303), it is bigger than 66% of them (2,050 ft² against a typical 1,660 ft²), its lot is bigger than 57% of them (0.63 ac against a typical 0.48 ac) and it is newer than 18% of them (1938 against a typical 1968). Measured against all of Putnam County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Route 292, Patterson, NY?

The 2025 property tax bill for 196 Route 292, Patterson, NY was $8,782. The county assessed it at $423,000.

Closest homes

More homes in Patterson 12563

Assigned schools

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