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Rural ResidenceResidential
$580,258$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

196 RUBIN RD

MONTICELLO, NY 12701
3
Beds
2
Baths
1,930 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
33.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$580K
$519K low$642K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,603 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$285,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$114,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$171,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$285,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$703,448

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountySULLIVAN
Lot (acres)The size of the land the home sits on, from county records.33.57
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 180 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Monticello High SchoolD+
High · Grades 9–12 · 1.6 mi
M
Robert J Kaiser Middle SchoolD+
Middle · Grades 6–8 · 1.6 mi
E
Kenneth L Rutherford SchoolF
Elementary · Grades 3–5 · 1.8 mi

District: Monticello Central School District

Neighborhood · ZIP 12701These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.13,270
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.214 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,443
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,782
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Rubin Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Monticello 12701
  • Costs more per square foot than 85% of homes in Monticello 12701
  • Bigger than 76% of homes in Monticello 12701
  • Has a bigger lot than 98% of homes in Monticello 12701

What homes are worth in Monticello 12701

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$831K

This home is worth more than 91% of homes in Monticello 12701.

How it measures up in Monticello 12701

The dot is this home. The mark in the middle is the typical home in Monticello 12701.

Estimated value$580,258
CheaperTypical $303,600Pricier

Pricier than 91% of homes nearby

Price per ft²$301
CheaperTypical $209Pricier

Pricier than 85% of homes nearby

Living area1,930 ft²
SmallerTypical 1,431 ft²Bigger

Bigger than 76% of homes nearby

Lot size33.57 ac
SmallerTypical 0.36 acBigger

Bigger than 98% of homes nearby

Year built1977
OlderTypical 1965Newer

Newer than 60% of homes nearby

How 196 Rubin Rd ranks against every home in each area.
MeasureThis homeMonticello 12701Sullivan County
Estimated valuepricier than$580,25891% of homes87% of homes
Price per ft²pricier than$30185% of homes83% of homes
Living areabigger than1,930 ft²76% of homes72% of homes
Lot sizebigger than33.57 ac98% of homes95% of homes
Year builtnewer than197760% of homes56% of homes

About 196 Rubin Rd

How much is 196 Rubin Rd, Monticello, NY worth?

The TopHap Estimate for 196 Rubin Rd, Monticello, NY is $580,258 as of Oct 21, 2026. The likely range is $519,010 to $641,506. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Rubin Rd, Monticello, NY last sell?

196 Rubin Rd, Monticello, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 196 Rubin Rd, Monticello, NY?

196 Rubin Rd, Monticello, NY has 3 bedrooms, 2 bathrooms, 1,930 square feet of living space and a 33.57-acre lot.

When was 196 Rubin Rd, Monticello, NY built?

196 Rubin Rd, Monticello, NY was built in 1977, making it 49 years old. It is a cape cod home. The building has 1 story.

What schools serve 196 Rubin Rd, Monticello, NY?

196 Rubin Rd, Monticello, NY is assigned to Monticello High School (high), rated D+; Robert J Kaiser Middle School (middle), rated D+; Kenneth L Rutherford School (elementary), rated F. All sit in Monticello Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Rubin Rd, Monticello, NY compare to other homes in Monticello 12701?

Among the 4,420 homes in Monticello 12701, it is worth more than 91% of them ($580,258 against a typical $303,600), its price per square foot is higher than 85% of them ($301 against a typical $209), it is bigger than 76% of them (1,930 ft² against a typical 1,431 ft²), its lot is bigger than 98% of them (33.57 ac against a typical 0.36 ac) and it is newer than 60% of them (1977 against a typical 1965). Measured against all of Sullivan County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Rubin Rd, Monticello, NY?

The 2025 property tax bill for 196 Rubin Rd, Monticello, NY was $11,603. The county assessed it at $285,600.

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