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Single Family ResidenceResidential
$179,480$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $175,000 on Aug 5, 2025

196 SARATOGA CIR

RICHMOND, KY 40475
0
Baths
1,533 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$179K
$156K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Aug 5, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,329 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$190,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$162,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$190,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
White Hall Elementary SchoolB+
Elementary · Grades 1–5 · 0.4 mi
H
Madison Central High SchoolA-
High · Grades 9–12 · 2.6 mi
M
Madison Middle SchoolA-
Middle · Grades 6–8 · 3.1 mi

District: Madison County School District

Neighborhood · ZIP 40475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.154
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.68,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.235 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,889
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,324
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Saratoga Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Richmond 40475
  • Costs less per square foot than 88% of homes in Richmond 40475

What homes are worth in Richmond 40475

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$715K

This home is worth more than 22% of homes in Richmond 40475.

How it measures up in Richmond 40475

The dot is this home. The mark in the middle is the typical home in Richmond 40475.

Estimated value$179,480
CheaperTypical $277,190Pricier

Pricier than 22% of homes nearby

Price per ft²$117
CheaperTypical $167Pricier

Pricier than 12% of homes nearby

Living area1,533 ft²
SmallerTypical 1,621 ft²Bigger

Bigger than 44% of homes nearby

How 196 Saratoga Cir ranks against every home in each area.
MeasureThis homeRichmond 40475Madison County
Estimated valuepricier than$179,48022% of homes26% of homes
Price per ft²pricier than$11712% of homes14% of homes
Living areabigger than1,533 ft²44% of homes47% of homes

About 196 Saratoga Cir

How much is 196 Saratoga Cir, Richmond, KY worth?

The TopHap Estimate for 196 Saratoga Cir, Richmond, KY is $179,480 as of Aug 30, 2026. The likely range is $155,654 to $203,306. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Saratoga Cir, Richmond, KY last sell?

196 Saratoga Cir, Richmond, KY last sold on Aug 5, 2025 for $175,000, according to the county's recorded deed.

What schools serve 196 Saratoga Cir, Richmond, KY?

196 Saratoga Cir, Richmond, KY is assigned to White Hall Elementary School (elementary), rated B+; Madison Central High School (high), rated A-; Madison Middle School (middle), rated A-. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Saratoga Cir, Richmond, KY compare to other homes in Richmond 40475?

Among the 18,432 homes in Richmond 40475, it is worth more than 22% of them ($179,480 against a typical $277,190), its price per square foot is higher than 12% of them ($117 against a typical $167) and it is bigger than 44% of them (1,533 ft² against a typical 1,621 ft²). Measured against all of Madison County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Saratoga Cir, Richmond, KY?

The 2025 property tax bill for 196 Saratoga Cir, Richmond, KY was $1,329. The county assessed it at $190,000.

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