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Single Family ResidenceResidential
$1,093,018$416 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1,100,000 on Jun 4, 2026

196 SHORE DR

PALM HARBOR, FL 34683
4
Beds
4
Baths
2,628 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1.1M low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,100,000 · Jun 4, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,178 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$487,332 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$473,598
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,113,321

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.96 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.98%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyPINELLAS
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 225 ft²Patio · 210 ft²Porch · 598 ft²Outdoor kitchen

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ozona ElementaryA+
Elementary · Grades PK–5 · 0.8 mi
M
Palm Harbor Middle SchoolC+
Middle · Grades 6–8 · 1.8 mi
H
Palm Harbor University HighA-
High · Grades 9–12 · 1.9 mi

District: Pinellas County School District

Neighborhood · ZIP 34683These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,726
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,585 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,752
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,401
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Shore Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Palm Harbor 34683
  • Costs more per square foot than 96% of homes in Palm Harbor 34683
  • Bigger than 92% of homes in Pinellas County
  • Newer than 89% of homes in Pinellas County

What homes are worth in Palm Harbor 34683

Each bar is how many homes fall in that price range. The marker is this home.

This home
$129K$1.4M

This home is worth more than 95% of homes in Palm Harbor 34683.

How it measures up in Palm Harbor 34683

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34683.

Estimated value$1,093,018
CheaperTypical $443,103Pricier

Pricier than 95% of homes nearby

Price per ft²$416
CheaperTypical $254Pricier

Pricier than 96% of homes nearby

Living area2,628 ft²
SmallerTypical 1,694 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.24 ac
SmallerTypical 0.24 acBigger

Bigger than 51% of homes nearby

Year built1997
OlderTypical 1985Newer

Newer than 87% of homes nearby

How 196 Shore Dr ranks against every home in each area.
MeasureThis homeOzona VillagePalm Harbor 34683Pinellas County
Estimated valuepricier than$1,093,01884% of homes95% of homes95% of homes
Price per ft²pricier than$41678% of homes96% of homes87% of homes
Living areabigger than2,628 ft²82% of homes87% of homes92% of homes
Lot sizebigger than0.24 ac43% of homes51% of homes62% of homes
Year builtnewer than199781% of homes87% of homes89% of homes

About 196 Shore Dr

How much is 196 Shore Dr, Palm Harbor, FL worth?

The TopHap Estimate for 196 Shore Dr, Palm Harbor, FL is $1,093,018 as of Sep 24, 2026. The likely range is $1,065,952 to $1,120,084. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Shore Dr, Palm Harbor, FL last sell?

196 Shore Dr, Palm Harbor, FL last sold on Jun 4, 2026 for $1,100,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 196 Shore Dr, Palm Harbor, FL?

196 Shore Dr, Palm Harbor, FL has 4 bedrooms, 4 bathrooms, 2,628 square feet of living space and a 0.24-acre lot.

When was 196 Shore Dr, Palm Harbor, FL built?

196 Shore Dr, Palm Harbor, FL was built in 1997, making it 29 years old. It is a custom design home. The building has 3 stories.

What schools serve 196 Shore Dr, Palm Harbor, FL?

196 Shore Dr, Palm Harbor, FL is assigned to Ozona Elementary (elementary), rated A+; Palm Harbor Middle School (middle), rated C+; Palm Harbor University High (high), rated A-. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Shore Dr, Palm Harbor, FL compare to other homes in Palm Harbor 34683?

Among the 13,797 homes in Palm Harbor 34683, it is worth more than 95% of them ($1,093,018 against a typical $443,103), its price per square foot is higher than 96% of them ($416 against a typical $254), it is bigger than 87% of them (2,628 ft² against a typical 1,694 ft²), its lot is bigger than 51% of them (0.24 ac against a typical 0.24 ac) and it is newer than 87% of them (1997 against a typical 1985). Measured against all of Pinellas County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Shore Dr, Palm Harbor, FL?

The 2025 property tax bill for 196 Shore Dr, Palm Harbor, FL was $8,178. The county assessed it at $487,332.

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