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Single Family ResidenceResidential
$724,319$812 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $125,000 on Jun 25, 2021

196 WATER ST

LAWRENCE, MA 01841
3
Beds
1
Baths
892 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,050 ft²
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$724K
$680K low$769K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Jun 25, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,573 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$529,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$104,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$425,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$493,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$445,133

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.09
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Guilmette Middle SchoolD-
Middle · Grades 5–8 · 0.2 mi
E
Guilmette Elementary SchoolF
Elementary · Grades 1–4 · 0.2 mi
H
Lawrence High SchoolD-
High · Grades 9–12 · 1.5 mi

District: Lawrence School District

Neighborhood · ZIP 01841These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.53,889
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17,591 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,780
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,109
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Lawrence 01841
  • Among the highest price per square foot in Lawrence 01841
  • Smaller than 95% of homes in Lawrence 01841
  • Has a smaller lot than 92% of homes in Essex County
  • Older than 76% of homes in Essex County

What homes are worth in Lawrence 01841

Each bar is how many homes fall in that price range. The marker is this home.

This home
$211K$672K

This home is worth more than almost all homes in Lawrence 01841.

How it measures up in Lawrence 01841

The dot is this home. The mark in the middle is the typical home in Lawrence 01841.

Estimated value$724,319
CheaperTypical $448,542Pricier

Pricier than almost all homes nearby

Price per ft²$812
CheaperTypical $334Pricier

Pricier than almost all homes nearby

Living area892 ft²
SmallerTypical 2,270 ft²Bigger

Bigger than 5% of homes nearby

Lot size4,050 ft²
SmallerTypical 0.13 acBigger

Bigger than 24% of homes nearby

Year built1910
OlderTypical 1915Newer

Newer than 49% of homes nearby

How 196 Water St ranks against every home in each area.
MeasureThis homeLawrence 01841Essex County
Estimated valuepricier than$724,319almost all homes55% of homes
Price per ft²pricier than$812almost all homes98% of homes
Living areabigger than892 ft²5% of homes6% of homes
Lot sizebigger than4,050 ft²24% of homes8% of homes
Year builtnewer than191049% of homes24% of homes

About 196 Water St

How much is 196 Water St, Lawrence, MA worth?

The TopHap Estimate for 196 Water St, Lawrence, MA is $724,319 as of Oct 21, 2026. The likely range is $679,897 to $768,741. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Water St, Lawrence, MA last sell?

196 Water St, Lawrence, MA last sold on Jun 25, 2021 for $125,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 196 Water St, Lawrence, MA?

196 Water St, Lawrence, MA has 3 bedrooms, 1 bathrooms, 892 square feet of living space and a 0.09-acre lot.

When was 196 Water St, Lawrence, MA built?

196 Water St, Lawrence, MA was built in 1910, making it 116 years old. It is a conventional home.

What schools serve 196 Water St, Lawrence, MA?

196 Water St, Lawrence, MA is assigned to Guilmette Middle School (middle), rated D-; Guilmette Elementary School (elementary), rated F; Lawrence High School (high), rated D-. All sit in Lawrence School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Water St, Lawrence, MA compare to other homes in Lawrence 01841?

Among the 6,376 homes in Lawrence 01841, it is worth more than almost all of them ($724,319 against a typical $448,542), its price per square foot is higher than almost all of them ($812 against a typical $334), it is bigger than 5% of them (892 ft² against a typical 2,270 ft²), its lot is bigger than 24% of them (4,050 ft² against a typical 0.13 ac) and it is newer than 49% of them (1910 against a typical 1915). Measured against all of Essex County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Water St, Lawrence, MA?

The 2026 property tax bill for 196 Water St, Lawrence, MA was $4,573. The county assessed it at $529,300.

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