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Single Family ResidenceResidential
$660,117
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $125,000 on Jun 25, 2021

196 WATER ST

LAWRENCE, MA 01841
0
Baths
4,050 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$660K
$632K low$688K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Jun 25, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,339 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$493,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$104,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$388,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$473,575

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.09
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Guilmette Middle SchoolC+
Middle · Grades 5–8 · 0.2 mi
E
Guilmette Elementary SchoolD
Elementary · Grades 1–4 · 0.2 mi
H
Lawrence High SchoolF
High · Grades 9–12 · 1.5 mi

District: Lawrence School District

Neighborhood · ZIP 01841These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.53,889
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17,591 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,780
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,109
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Lawrence 01841
  • Has a smaller lot than 91% of homes in Essex County

What homes are worth in Lawrence 01841

Each bar is how many homes fall in that price range. The marker is this home.

This home
$221K$673K

This home is worth more than 98% of homes in Lawrence 01841.

How it measures up in Lawrence 01841

The dot is this home. The mark in the middle is the typical home in Lawrence 01841.

Estimated value$660,117
CheaperTypical $457,034Pricier

Pricier than 98% of homes nearby

Lot size4,050 ft²
SmallerTypical 0.12 acBigger

Bigger than 28% of homes nearby

How 196 Water St ranks against every home in each area.
MeasureThis homeLawrence 01841Essex County
Estimated valuepricier than$660,11798% of homes45% of homes
Lot sizebigger than4,050 ft²28% of homes9% of homes

About 196 Water St

How much is 196 Water St, Lawrence, MA worth?

The TopHap Estimate for 196 Water St, Lawrence, MA is $660,117 as of Aug 30, 2026. The likely range is $631,855 to $688,379. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Water St, Lawrence, MA last sell?

196 Water St, Lawrence, MA last sold on Jun 25, 2021 for $125,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

What schools serve 196 Water St, Lawrence, MA?

196 Water St, Lawrence, MA is assigned to Guilmette Middle School (middle), rated C+; Guilmette Elementary School (elementary), rated D; Lawrence High School (high), rated F. All sit in Lawrence School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Water St, Lawrence, MA compare to other homes in Lawrence 01841?

Among the 6,375 homes in Lawrence 01841, it is worth more than 98% of them ($660,117 against a typical $457,034) and its lot is bigger than 28% of them (4,050 ft² against a typical 0.12 ac). Measured against all of Essex County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Water St, Lawrence, MA?

The 2025 property tax bill for 196 Water St, Lawrence, MA was $4,339. The county assessed it at $493,100.

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