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Single Family ResidenceResidential
$119,000$112 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1965 STATE ROUTE 109

STURGIS, KY 42459
4
Beds
2
Baths
1,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
38 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$119K
$105K low$133K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$480 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$93,768 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,868
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$93,768
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$172,868

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.38.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Union County High SchoolD+
High · Grades 9–12 · 7.8 mi
M
Union County Middle SchoolD-
Middle · Grades 6–8 · 8.0 mi
E
Sturgis Elementary SchoolC-
Elementary · Grades KG–5 · 8.3 mi

District: Union County School District

Neighborhood · ZIP 42459These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.194

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,990
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,639
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,931
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1965 State Route 109 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 94% of homes in Sturgis 42459

What homes are worth in Sturgis 42459

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$371K

This home is worth more than 60% of homes in Sturgis 42459.

How it measures up in Sturgis 42459

The dot is this home. The mark in the middle is the typical home in Sturgis 42459.

Estimated value$119,000
CheaperTypical $97,775Pricier

Pricier than 60% of homes nearby

Price per ft²$112
CheaperTypical $109Pricier

Pricier than 52% of homes nearby

Living area1,064 ft²
SmallerTypical 1,025 ft²Bigger

Bigger than 52% of homes nearby

Lot size38 ac
SmallerTypical 0.65 acBigger

Bigger than 94% of homes nearby

Year built1989
OlderTypical 1991Newer

Newer than 47% of homes nearby

How 1965 State Route 109 ranks against every home in each area.
MeasureThis homeSturgis 42459Union County
Estimated valuepricier than$119,00060% of homes50% of homes
Price per ft²pricier than$11252% of homes40% of homes
Living areabigger than1,064 ft²52% of homes60% of homes
Lot sizebigger than38 ac94% of homes94% of homes
Year builtnewer than198947% of homes49% of homes

About 1965 State Route 109

How much is 1965 State Route 109, Sturgis, KY worth?

The TopHap Estimate for 1965 State Route 109, Sturgis, KY is $119,000 as of Sep 24, 2026. The likely range is $104,683 to $133,317. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1965 State Route 109, Sturgis, KY?

1965 State Route 109, Sturgis, KY has 4 bedrooms, 2 bathrooms, 1,064 square feet of living space and a 38.00-acre lot.

When was 1965 State Route 109, Sturgis, KY built?

1965 State Route 109, Sturgis, KY was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 1965 State Route 109, Sturgis, KY?

1965 State Route 109, Sturgis, KY is assigned to Union County High School (high), rated D+; Union County Middle School (middle), rated D-; Sturgis Elementary School (elementary), rated C-. All sit in Union County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1965 State Route 109, Sturgis, KY compare to other homes in Sturgis 42459?

Among the 1,780 homes in Sturgis 42459, it is worth more than 60% of them ($119,000 against a typical $97,775), its price per square foot is higher than 52% of them ($112 against a typical $109), it is bigger than 52% of them (1,064 ft² against a typical 1,025 ft²), its lot is bigger than 94% of them (38 ac against a typical 0.65 ac) and it is newer than 47% of them (1989 against a typical 1991). Measured against all of Union County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1965 State Route 109, Sturgis, KY?

The 2025 property tax bill for 1965 State Route 109, Sturgis, KY was $480. The county assessed it at $93,768.

More homes on State Route 109

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Assigned schools

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