Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$117,032
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

197 CHEST ST

WESTOVER, PA 16692
0
Baths
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.

Valuation

$117K
$82K low$152K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,076 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$28,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.180 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLEARFIELD
Lot (acres)The size of the land the home sits on, from county records.1.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Harmony Area Jr-Sr High School
Middle · Grades 7–12 · 2.2 mi
E
Harmony Area Elementary SchoolB-
Elementary · Grades PK–6 · 3.5 mi

District: Harmony Area School District

Neighborhood · ZIP 16692These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.457
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,247
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,353
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Chest St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 68% of homes in Clearfield County
  • Newer than 95% of homes in Westover 16692

What homes are worth in Westover 16692

Each bar is how many homes fall in that price range. The marker is this home.

This home
$21K$290K

This home is worth more than 59% of homes in Westover 16692.

How it measures up in Westover 16692

The dot is this home. The mark in the middle is the typical home in Westover 16692.

Estimated value$117,032
CheaperTypical $104,197Pricier

Pricier than 59% of homes nearby

Lot size1 ac
SmallerTypical 0.9 acBigger

Bigger than 60% of homes nearby

Year built2009
OlderTypical 1960Newer

Newer than 95% of homes nearby

How 197 Chest St ranks against every home in each area.
MeasureThis homeWestover 16692Clearfield County
Estimated valuepricier than$117,03259% of homes45% of homes
Lot sizebigger than1 ac60% of homes68% of homes
Year builtnewer than200995% of homes94% of homes

About 197 Chest St

How much is 197 Chest St, Westover, PA worth?

The TopHap Estimate for 197 Chest St, Westover, PA is $117,032 as of Aug 30, 2026. The likely range is $81,572 to $152,492. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 Chest St, Westover, PA last sell?

197 Chest St, Westover, PA last sold on Jan 1, 1900, according to the county's recorded deed.

When was 197 Chest St, Westover, PA built?

197 Chest St, Westover, PA was built in 2009, making it 17 years old.

What schools serve 197 Chest St, Westover, PA?

197 Chest St, Westover, PA is assigned to Harmony Area Jr-Sr High School (middle); Harmony Area Elementary School (elementary), rated B-. All sit in Harmony Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 Chest St, Westover, PA compare to other homes in Westover 16692?

Among the 285 homes in Westover 16692, it is worth more than 59% of them ($117,032 against a typical $104,197), its lot is bigger than 60% of them (1 ac against a typical 0.9 ac) and it is newer than 95% of them (2009 against a typical 1960). Measured against all of Clearfield County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Chest St, Westover, PA?

The 2026 property tax bill for 197 Chest St, Westover, PA was $2,076. The county assessed it at $31,900.

More homes on Chest St

Closest homes

More homes in Westover 16692

Assigned schools

Explore the area

See this home in context

Open 197 Chest St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map