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Single Family ResidenceResidential
$407,401$313 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $331,284 on Nov 2, 2023

197 COUNTY RD

CLIFFWOOD, NJ 07721
4
Beds
1
Baths
1,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,999 ft²
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$407K
$395K low$420K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$331,284 · Nov 2, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,615 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$426,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$307,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$119,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$384,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$426,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.21
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMONMOUTH
Lot (acres)The size of the land the home sits on, from county records.0.09
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 112 ft²Patio · 80 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Matawan-Aberdeen Middle SchoolB+
Middle · Grades 6–8 · 0.5 mi
E
Ravine Drive Elementary SchoolC+
Elementary · Grades PK–3 · 1.0 mi
H
Matawan Regional High SchoolD
High · Grades 9–12 · 2.0 mi

District: Matawan-Aberdeen Regional School District

Neighborhood · ZIP 07721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,286
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,514 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,727
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,900
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 County Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Monmouth County
  • Costs less per square foot than 83% of homes in Monmouth County
  • Smaller than 80% of homes in Monmouth County
  • Has a smaller lot than 96% of homes in Cliffwood Heights
  • Older than 86% of homes in Cliffwood 07721

What homes are worth in Cliffwood 07721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$320K$777K

This home is worth more than 10% of homes in Cliffwood 07721.

How it measures up in Cliffwood 07721

The dot is this home. The mark in the middle is the typical home in Cliffwood 07721.

Estimated value$407,401
CheaperTypical $553,567Pricier

Pricier than 10% of homes nearby

Price per ft²$313
CheaperTypical $334Pricier

Pricier than 38% of homes nearby

Living area1,300 ft²
SmallerTypical 1,690 ft²Bigger

Bigger than 22% of homes nearby

Lot size3,999 ft²
SmallerTypical 0.19 acBigger

Bigger than 17% of homes nearby

Year built1950
OlderTypical 1995Newer

Newer than 14% of homes nearby

How 197 County Rd ranks against every home in each area.
MeasureThis homeCliffwood HeightsCliffwood 07721Monmouth County
Estimated valuepricier than$407,40110% of homes10% of homes8% of homes
Price per ft²pricier than$31329% of homes38% of homes17% of homes
Living areabigger than1,300 ft²27% of homes22% of homes20% of homes
Lot sizebigger than3,999 ft²4% of homes17% of homes19% of homes
Year builtnewer than195022% of homes14% of homes22% of homes

About 197 County Rd

How much is 197 County Rd, Cliffwood, NJ worth?

The TopHap Estimate for 197 County Rd, Cliffwood, NJ is $407,401 as of Jul 14, 2026. The likely range is $395,287 to $419,515. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 County Rd, Cliffwood, NJ last sell?

197 County Rd, Cliffwood, NJ last sold on Nov 2, 2023 for $331,284, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 197 County Rd, Cliffwood, NJ?

197 County Rd, Cliffwood, NJ has 4 bedrooms, 1 bathrooms, 1,300 square feet of living space and a 0.09-acre lot.

When was 197 County Rd, Cliffwood, NJ built?

197 County Rd, Cliffwood, NJ was built in 1950, making it 76 years old. It is a ranch home. The building has 1 story.

What schools serve 197 County Rd, Cliffwood, NJ?

197 County Rd, Cliffwood, NJ is assigned to Matawan-Aberdeen Middle School (middle), rated B+; Ravine Drive Elementary School (elementary), rated C+; Matawan Regional High School (high), rated D. All sit in Matawan-Aberdeen Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 County Rd, Cliffwood, NJ compare to other homes in Cliffwood 07721?

Among the 1,046 homes in Cliffwood 07721, it is worth more than 10% of them ($407,401 against a typical $553,567), its price per square foot is higher than 38% of them ($313 against a typical $334), it is bigger than 22% of them (1,300 ft² against a typical 1,690 ft²), its lot is bigger than 17% of them (3,999 ft² against a typical 0.19 ac) and it is newer than 14% of them (1950 against a typical 1995). Measured against all of Monmouth County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 County Rd, Cliffwood, NJ?

The 2025 property tax bill for 197 County Rd, Cliffwood, NJ was $7,615. The county assessed it at $426,700.

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