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Single Family ResidenceResidential
$300,860$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

197 HIGHLAND ST

VALPARAISO, FL 32580
4
Beds
2
Baths
1,978 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$301K
$277K low$325K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,799 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$254,871 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$247,688
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$473,679

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.64%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOKALOOSA
Lot (acres)The size of the land the home sits on, from county records.0.34
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 264 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lewis SchoolB+
Elementary · Grades KG–8 · 0.9 mi
H
Niceville High SchoolB+
High · Grades 9–12 · 1.8 mi

District: Okaloosa County School District

Neighborhood · ZIP 32580These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,994
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,655
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,616
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Highland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 91% of homes in Valparaiso 32580
  • Bigger than 68% of homes in Valparaiso 32580
  • Has a bigger lot than 78% of homes in Valparaiso 32580
  • Older than 69% of homes in Okaloosa County

What homes are worth in Valparaiso 32580

Each bar is how many homes fall in that price range. The marker is this home.

This home
$171K$961K

This home is worth more than 44% of homes in Valparaiso 32580.

How it measures up in Valparaiso 32580

The dot is this home. The mark in the middle is the typical home in Valparaiso 32580.

Estimated value$300,860
CheaperTypical $315,962Pricier

Pricier than 44% of homes nearby

Price per ft²$152
CheaperTypical $207Pricier

Pricier than 9% of homes nearby

Living area1,978 ft²
SmallerTypical 1,655 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.34 ac
SmallerTypical 0.26 acBigger

Bigger than 78% of homes nearby

Year built1981
OlderTypical 1976Newer

Newer than 54% of homes nearby

How 197 Highland St ranks against every home in each area.
MeasureThis homeValparaiso 32580Okaloosa County
Estimated valuepricier than$300,86044% of homes37% of homes
Price per ft²pricier than$1529% of homes16% of homes
Living areabigger than1,978 ft²68% of homes68% of homes
Lot sizebigger than0.34 ac78% of homes56% of homes
Year builtnewer than198154% of homes31% of homes

About 197 Highland St

How much is 197 Highland St, Valparaiso, FL worth?

The TopHap Estimate for 197 Highland St, Valparaiso, FL is $300,860 as of Aug 30, 2026. The likely range is $276,788 to $324,932. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 Highland St, Valparaiso, FL last sell?

197 Highland St, Valparaiso, FL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 197 Highland St, Valparaiso, FL?

197 Highland St, Valparaiso, FL has 4 bedrooms, 2 bathrooms, 1,978 square feet of living space and a 0.34-acre lot.

When was 197 Highland St, Valparaiso, FL built?

197 Highland St, Valparaiso, FL was built in 1981, making it 45 years old. The building has 2 stories.

What schools serve 197 Highland St, Valparaiso, FL?

197 Highland St, Valparaiso, FL is assigned to Lewis School (elementary), rated B+; Niceville High School (high), rated B+. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 Highland St, Valparaiso, FL compare to other homes in Valparaiso 32580?

Among the 1,911 homes in Valparaiso 32580, it is worth more than 44% of them ($300,860 against a typical $315,962), its price per square foot is higher than 9% of them ($152 against a typical $207), it is bigger than 68% of them (1,978 ft² against a typical 1,655 ft²), its lot is bigger than 78% of them (0.34 ac against a typical 0.26 ac) and it is newer than 54% of them (1981 against a typical 1976). Measured against all of Okaloosa County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Highland St, Valparaiso, FL?

The 2023 property tax bill for 197 Highland St, Valparaiso, FL was $2,799. The county assessed it at $254,871.

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