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Single Family ResidenceResidential
$148,434$97 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

197 MONTEGO CIR

RIVERDALE, GA 30274
3
Beds
2
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$148K
$136K low$160K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$8,434
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$6,747
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.104%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
POWERTPO A DBA OF LOWER · recorded Apr 4, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,238 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,560 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$75,560
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$74,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$208,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCLAYTON
Lot (acres)The size of the land the home sits on, from county records.0.47
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 480 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Kendrick Middle SchoolC
Middle · Grades 6–8 · 1.0 mi
E
Callaway Elementary SchoolC+
Elementary · Grades PK–5 · 1.1 mi
H
Riverdale High SchoolC
High · Grades 9–12 · 1.2 mi

District: Clayton County School District

Neighborhood · ZIP 30274These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.36,452
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,405 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,089
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,741
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Montego Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Clayton County
  • Costs less per square foot than 87% of homes in Clayton County
  • Has a bigger lot than 87% of homes in Riverdale 30274
  • Older than 66% of homes in Clayton County

What homes are worth in Riverdale 30274

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$287K

This home is worth more than 24% of homes in Riverdale 30274.

How it measures up in Riverdale 30274

The dot is this home. The mark in the middle is the typical home in Riverdale 30274.

Estimated value$148,434
CheaperTypical $182,462Pricier

Pricier than 24% of homes nearby

Price per ft²$97
CheaperTypical $118Pricier

Pricier than 18% of homes nearby

Living area1,536 ft²
SmallerTypical 1,504 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.48 ac
SmallerTypical 0.28 acBigger

Bigger than 87% of homes nearby

Year built1976
OlderTypical 1981Newer

Newer than 41% of homes nearby

How 197 Montego Cir ranks against every home in each area.
MeasureThis homeRiverdale 30274Clayton County
Estimated valuepricier than$148,43424% of homes15% of homes
Price per ft²pricier than$9718% of homes13% of homes
Living areabigger than1,536 ft²55% of homes41% of homes
Lot sizebigger than0.48 ac87% of homes73% of homes
Year builtnewer than197641% of homes34% of homes

About 197 Montego Cir

How much is 197 Montego Cir, Riverdale, GA worth?

The TopHap Estimate for 197 Montego Cir, Riverdale, GA is $148,434 as of Jul 14, 2026. The likely range is $136,451 to $160,417. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 Montego Cir, Riverdale, GA last sell?

197 Montego Cir, Riverdale, GA last sold on Jun 27, 2023, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 197 Montego Cir, Riverdale, GA?

197 Montego Cir, Riverdale, GA has 3 bedrooms, 2 bathrooms, 1,536 square feet of living space and a 0.47-acre lot.

When was 197 Montego Cir, Riverdale, GA built?

197 Montego Cir, Riverdale, GA was built in 1976, making it 50 years old. It is a ranch home. The building has 1 story.

What schools serve 197 Montego Cir, Riverdale, GA?

197 Montego Cir, Riverdale, GA is assigned to Kendrick Middle School (middle), rated C; Callaway Elementary School (elementary), rated C+; Riverdale High School (high), rated C. All sit in Clayton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 Montego Cir, Riverdale, GA compare to other homes in Riverdale 30274?

Among the 9,174 homes in Riverdale 30274, it is worth more than 24% of them ($148,434 against a typical $182,462), its price per square foot is higher than 18% of them ($97 against a typical $118), it is bigger than 55% of them (1,536 ft² against a typical 1,504 ft²), its lot is bigger than 87% of them (0.48 ac against a typical 0.28 ac) and it is newer than 41% of them (1976 against a typical 1981). Measured against all of Clayton County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Montego Cir, Riverdale, GA?

The 2025 property tax bill for 197 Montego Cir, Riverdale, GA was $3,238. The county assessed it at $83,560.

Closest homes

More homes in Riverdale 30274

Assigned schools

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