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Single Family ResidenceResidential
$636,574$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $521,660 on Nov 23, 2004

197 MONUMENT DR

MONTROSS, VA 22520
3 / 1
Baths
3,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$637K
$575K low$698K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$521,660 · Nov 23, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,800 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$558,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$156,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$402,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$558,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$558,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWestmoreland
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 24 ft²Patio · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Westmoreland High SchoolD+
High · Grades 9–12 · 5.5 mi
M
Montross Middle SchoolB
Middle · Grades 6–8 · 6.8 mi
E
Washington District Elementary SchoolC+
Elementary · Grades PK–5 · 12.3 mi

District: Westmoreland County Public Schools

Neighborhood · ZIP 22520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,876
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,319
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,531
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Monument Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Montross 22520
  • Costs more per square foot than 76% of homes in Montross 22520
  • Bigger than 89% of homes in Westmoreland County
  • Newer than 78% of homes in Montross 22520

What homes are worth in Montross 22520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$809K

This home is worth more than 96% of homes in Montross 22520.

How it measures up in Montross 22520

The dot is this home. The mark in the middle is the typical home in Montross 22520.

Estimated value$636,574
CheaperTypical $169,403Pricier

Pricier than 96% of homes nearby

Price per ft²$193
CheaperTypical $156Pricier

Pricier than 76% of homes nearby

Living area3,296 ft²
SmallerTypical 2,032 ft²Bigger

Bigger than 85% of homes nearby

Year built2004
OlderTypical 1989Newer

Newer than 78% of homes nearby

How 197 Monument Dr ranks against every home in each area.
MeasureThis homeMontross 22520Westmoreland County
Estimated valuepricier than$636,57496% of homes96% of homes
Price per ft²pricier than$19376% of homes64% of homes
Living areabigger than3,296 ft²85% of homes89% of homes
Year builtnewer than200478% of homes74% of homes

About 197 Monument Dr

How much is 197 Monument Dr, Montross, VA worth?

The TopHap Estimate for 197 Monument Dr, Montross, VA is $636,574 as of Sep 24, 2026. The likely range is $575,037 to $698,111. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 Monument Dr, Montross, VA last sell?

197 Monument Dr, Montross, VA last sold on Nov 23, 2004 for $521,660, according to the county's recorded deed.

How big is 197 Monument Dr, Montross, VA?

197 Monument Dr, Montross, VA has 3 bathrooms and 3,296 square feet of living space.

When was 197 Monument Dr, Montross, VA built?

197 Monument Dr, Montross, VA was built in 2004, making it 22 years old. It is a conventional home. The building has 2 stories.

What schools serve 197 Monument Dr, Montross, VA?

197 Monument Dr, Montross, VA is assigned to Westmoreland High School (high), rated D+; Montross Middle School (middle), rated B; Washington District Elementary School (elementary), rated C+. All sit in Westmoreland County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 Monument Dr, Montross, VA compare to other homes in Montross 22520?

Among the 6,611 homes in Montross 22520, it is worth more than 96% of them ($636,574 against a typical $169,403), its price per square foot is higher than 76% of them ($193 against a typical $156), it is bigger than 85% of them (3,296 ft² against a typical 2,032 ft²) and it is newer than 78% of them (2004 against a typical 1989). Measured against all of Westmoreland County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Monument Dr, Montross, VA?

The 2025 property tax bill for 197 Monument Dr, Montross, VA was $3,800. The county assessed it at $558,800.

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Assigned schools

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