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Single Family ResidenceResidential
$1,001,126$466 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $305,000 on Jul 24, 2015

197 MOSSY ROCK RD

SAPPHIRE, NC 28774
3
Beds
3
Baths
2,147 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.

Valuation

$1M
$879K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$305,000 · Jul 24, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,946 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$821,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$761,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$378,690
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$821,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTRANSYLVANIA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.69
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 28774These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.38%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,224
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,334
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,510
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.80 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Mossy Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Transylvania County
  • Costs more per square foot than 93% of homes in Transylvania County
  • Bigger than 69% of homes in Transylvania County
  • Newer than 72% of homes in Transylvania County

What homes are worth in Sapphire 28774

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$2.8M

This home is worth more than 74% of homes in Sapphire 28774.

How it measures up in Sapphire 28774

The dot is this home. The mark in the middle is the typical home in Sapphire 28774.

Estimated value$1,001,126
CheaperTypical $648,184Pricier

Pricier than 74% of homes nearby

Price per ft²$466
CheaperTypical $335Pricier

Pricier than 82% of homes nearby

Living area2,147 ft²
SmallerTypical 1,918 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.69 ac
SmallerTypical 0.76 acBigger

Bigger than 48% of homes nearby

Year built1998
OlderTypical 1992Newer

Newer than 61% of homes nearby

How 197 Mossy Rock Rd ranks against every home in each area.
MeasureThis homeSapphire 28774Transylvania County
Estimated valuepricier than$1,001,12674% of homes92% of homes
Price per ft²pricier than$46682% of homes93% of homes
Living areabigger than2,147 ft²58% of homes69% of homes
Lot sizebigger than0.69 ac48% of homes39% of homes
Year builtnewer than199861% of homes72% of homes

About 197 Mossy Rock Rd

How much is 197 Mossy Rock Rd, Sapphire, NC worth?

The TopHap Estimate for 197 Mossy Rock Rd, Sapphire, NC is $1,001,126 as of Sep 24, 2026. The likely range is $879,397 to $1,122,855. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 Mossy Rock Rd, Sapphire, NC last sell?

197 Mossy Rock Rd, Sapphire, NC last sold on Jul 24, 2015 for $305,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 197 Mossy Rock Rd, Sapphire, NC?

197 Mossy Rock Rd, Sapphire, NC has 3 bedrooms, 3 bathrooms, 2,147 square feet of living space and a 0.69-acre lot.

When was 197 Mossy Rock Rd, Sapphire, NC built?

197 Mossy Rock Rd, Sapphire, NC was built in 1998, making it 28 years old.

How does 197 Mossy Rock Rd, Sapphire, NC compare to other homes in Sapphire 28774?

Among the 2,548 homes in Sapphire 28774, it is worth more than 74% of them ($1,001,126 against a typical $648,184), its price per square foot is higher than 82% of them ($466 against a typical $335), it is bigger than 58% of them (2,147 ft² against a typical 1,918 ft²), its lot is bigger than 48% of them (0.69 ac against a typical 0.76 ac) and it is newer than 61% of them (1998 against a typical 1992). Measured against all of Transylvania County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Mossy Rock Rd, Sapphire, NC?

The 2026 property tax bill for 197 Mossy Rock Rd, Sapphire, NC was $3,946. The county assessed it at $821,200.

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