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Residential (General/Single)Residential
$782,603$336 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $255,000 on Aug 10, 2001

197 PALMER TER

WOOD RIDGE, NJ 07075
0
Baths
2,326 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$783K
$708K low$858K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$255,000 · Aug 10, 2001
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.103%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$325,000
AMERICAN FEDERAL MORTGAGE CO · recorded Sep 14, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$290,000
AMERICAN FED'L MTG
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,024 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$698,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$340,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$358,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$435,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$698,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Catherine E. Doyle Elementary SchoolA
Elementary · Grades PK–3 · 0.2 mi
M
Wood-Ridge Junior/Senior High SchoolD+
Middle · Grades 7–12 · 0.8 mi

District: Wood-Ridge Borough School District

Neighborhood · ZIP 07075These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.9,739
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,906 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$135,197
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$158,041
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Palmer Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Wood Ridge 07075
  • Costs less per square foot than 92% of homes in Wood Ridge 07075
  • Bigger than 88% of homes in Wood Ridge 07075
  • Has a smaller lot than 77% of homes in Bergen County

What homes are worth in Wood Ridge 07075

Each bar is how many homes fall in that price range. The marker is this home.

This home
$363K$1.1M

This home is worth more than 70% of homes in Wood Ridge 07075.

How it measures up in Wood Ridge 07075

The dot is this home. The mark in the middle is the typical home in Wood Ridge 07075.

Estimated value$782,603
CheaperTypical $700,024Pricier

Pricier than 70% of homes nearby

Price per ft²$336
CheaperTypical $433Pricier

Pricier than 8% of homes nearby

Living area2,326 ft²
SmallerTypical 1,674 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.11 ac
SmallerTypical 0.11 acBigger

Bigger than 51% of homes nearby

Year built1950
OlderTypical 1950Newer

Newer than 50% of homes nearby

How 197 Palmer Ter ranks against every home in each area.
MeasureThis homeWood Ridge 07075Bergen County
Estimated valuepricier than$782,60370% of homes52% of homes
Price per ft²pricier than$3368% of homes13% of homes
Living areabigger than2,326 ft²88% of homes70% of homes
Lot sizebigger than0.11 ac51% of homes23% of homes
Year builtnewer than195050% of homes41% of homes

About 197 Palmer Ter

How much is 197 Palmer Ter, Wood Ridge, NJ worth?

The TopHap Estimate for 197 Palmer Ter, Wood Ridge, NJ is $782,603 as of Jul 14, 2026. The likely range is $707,578 to $857,628. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 Palmer Ter, Wood Ridge, NJ last sell?

197 Palmer Ter, Wood Ridge, NJ last sold on Aug 10, 2001 for $255,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 197 Palmer Ter, Wood Ridge, NJ?

197 Palmer Ter, Wood Ridge, NJ has 2,326 square feet of living space and a 0.12-acre lot.

When was 197 Palmer Ter, Wood Ridge, NJ built?

197 Palmer Ter, Wood Ridge, NJ was built in 1950, making it 76 years old. The building has 1 story.

What schools serve 197 Palmer Ter, Wood Ridge, NJ?

197 Palmer Ter, Wood Ridge, NJ is assigned to Catherine E. Doyle Elementary School (elementary), rated A; Wood-Ridge Junior/Senior High School (middle), rated D+. All sit in Wood-Ridge Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 Palmer Ter, Wood Ridge, NJ compare to other homes in Wood Ridge 07075?

Among the 3,254 homes in Wood Ridge 07075, it is worth more than 70% of them ($782,603 against a typical $700,024), its price per square foot is higher than 8% of them ($336 against a typical $433), it is bigger than 88% of them (2,326 ft² against a typical 1,674 ft²), its lot is bigger than 51% of them (0.11 ac against a typical 0.11 ac) and it is newer than 50% of them (1950 against a typical 1950). Measured against all of Bergen County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Palmer Ter, Wood Ridge, NJ?

The 2025 property tax bill for 197 Palmer Ter, Wood Ridge, NJ was $13,024. The county assessed it at $698,700.

Closest homes

More homes in Wood Ridge 07075

Assigned schools

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