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Seasonal, Cabin, Vacation ResidenceResidential

197 ROCK LEDGE LN

SUGAR MOUNTAIN, NC 28604
0
Baths
1,538 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2023
Year BuiltThe year the home was originally built, according to county records.

Valuation

1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,000
UNIMORTGAGE LLC · 6.11% 2 · recorded Apr 10, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,681 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$394,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$358,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,001
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$394,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
CountyAvery
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banner Elk Elementary SchoolA-
Elementary · Grades PK–5 · 1.8 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 5.0 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 5.1 mi

District: Avery County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Rock Ledge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the newest homes in Banner Elk 28604

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Living area1,538 ft²
SmallerTypical 1,672 ft²Bigger

Bigger than 43% of homes nearby

Year built2023
OlderTypical 1988Newer

Newer than almost all homes nearby

How 197 Rock Ledge Ln ranks against every home in each area.
MeasureThis homeBanner Elk 28604Avery County
Living areabigger than1,538 ft²43% of homes47% of homes
Year builtnewer than2023almost all homesalmost all homes

About 197 Rock Ledge Ln

When did 197 Rock Ledge Ln, Sugar Mountain, NC last sell?

197 Rock Ledge Ln, Sugar Mountain, NC last sold on Jun 27, 2017, according to the county's recorded deed.

When was 197 Rock Ledge Ln, Sugar Mountain, NC built?

197 Rock Ledge Ln, Sugar Mountain, NC was built in 2023, making it 3 years old.

What schools serve 197 Rock Ledge Ln, Sugar Mountain, NC?

197 Rock Ledge Ln, Sugar Mountain, NC is assigned to Banner Elk Elementary School (elementary), rated A-; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 Rock Ledge Ln, Sugar Mountain, NC compare to other homes in Banner Elk 28604?

Among the 11,889 homes in Banner Elk 28604, it is bigger than 43% of them (1,538 ft² against a typical 1,672 ft²) and it is newer than almost all of them (2023 against a typical 1988). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Rock Ledge Ln, Sugar Mountain, NC?

The 2025 property tax bill for 197 Rock Ledge Ln, Sugar Mountain, NC was $2,681. The county assessed it at $394,300.

Closest homes

More homes in Sugar Mountain 28604

Assigned schools

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