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Single Family ResidenceResidential
$147,490$126 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

197 S HARBOR DR

DAVIS, NC 28524
2
Beds
1.5
Baths
1,168 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$147K
$106K low$189K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$970 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$238,775 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,864
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$176,911
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$113,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$238,775

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.61 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.100%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyCARTERET
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1984
Lot (acres)The size of the land the home sits on, from county records.0.36
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront - Canal
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 137 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Smyrna Elementary and Down East Middle SchoolC
Middle · Grades PK–8 · 5.4 mi
E
Atlantic Elementary SchoolA-
Elementary · Grades PK–5 · 8.3 mi
H
East Carteret High SchoolA-
High · Grades 9–12 · 10.3 mi

District: Carteret County Schools

Neighborhood · ZIP 28524These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.200
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,511
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,479
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 S Harbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Carteret County
  • Costs less per square foot than 96% of homes in Carteret County
  • Smaller than 77% of homes in Carteret County
  • Has a smaller lot than 89% of homes in Davis 28524
  • Older than 75% of homes in Carteret County

What homes are worth in Davis 28524

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$673K

This home is worth more than 29% of homes in Davis 28524.

How it measures up in Davis 28524

The dot is this home. The mark in the middle is the typical home in Davis 28524.

Estimated value$147,490
CheaperTypical $178,505Pricier

Pricier than 29% of homes nearby

Price per ft²$126
CheaperTypical $120Pricier

Pricier than 61% of homes nearby

Living area1,168 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.36 ac
SmallerTypical 0.71 acBigger

Bigger than 11% of homes nearby

Year built1977
OlderTypical 1968Newer

Newer than 58% of homes nearby

How 197 S Harbor Dr ranks against every home in each area.
MeasureThis homeDavis 28524Carteret County
Estimated valuepricier than$147,49029% of homes4% of homes
Price per ft²pricier than$12661% of homes4% of homes
Living areabigger than1,168 ft²24% of homes23% of homes
Lot sizebigger than0.36 ac11% of homes50% of homes
Year builtnewer than197758% of homes25% of homes

About 197 S Harbor Dr

How much is 197 S Harbor Dr, Davis, NC worth?

The TopHap Estimate for 197 S Harbor Dr, Davis, NC is $147,490 as of Sep 24, 2026. The likely range is $105,799 to $189,181. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 S Harbor Dr, Davis, NC last sell?

197 S Harbor Dr, Davis, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 197 S Harbor Dr, Davis, NC?

197 S Harbor Dr, Davis, NC has 2 bedrooms, 1.5 bathrooms, 1,168 square feet of living space and a 0.36-acre lot.

When was 197 S Harbor Dr, Davis, NC built?

197 S Harbor Dr, Davis, NC was built in 1977, making it 49 years old. It is a cottage home. The building has 1 story.

What schools serve 197 S Harbor Dr, Davis, NC?

197 S Harbor Dr, Davis, NC is assigned to Smyrna Elementary and Down East Middle School (middle), rated C; Atlantic Elementary School (elementary), rated A-; East Carteret High School (high), rated A-. All sit in Carteret County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 S Harbor Dr, Davis, NC compare to other homes in Davis 28524?

Among the 224 homes in Davis 28524, it is worth more than 29% of them ($147,490 against a typical $178,505), its price per square foot is higher than 61% of them ($126 against a typical $120), it is bigger than 24% of them (1,168 ft² against a typical 1,512 ft²), its lot is bigger than 11% of them (0.36 ac against a typical 0.71 ac) and it is newer than 58% of them (1977 against a typical 1968). Measured against all of Carteret County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 S Harbor Dr, Davis, NC?

The 2025 property tax bill for 197 S Harbor Dr, Davis, NC was $970. The county assessed it at $238,775.

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