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Single Family ResidenceResidential
$447,683$250 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $128,500 on Jul 29, 1994

197 SPRUCE ST

FALL RIVER, MA 02720
3
Beds
1.5
Baths
1,793 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$448K
$434K low$462K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$128,500 · Jul 29, 1994
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$252,183
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$201,746
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$145,500
SOVEREIGN BANK · recorded Nov 9, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
FALL RIVER FIVE CENTS SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,316 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$376,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$142,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$234,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$459,420

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyBRISTOL
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
B.M.C. Durfee High SchoolD
High · Grades 9–12 · 0.1 mi
E
James Tansey Elementary SchoolC-
Elementary · Grades KG–5 · 0.2 mi
M
James Madison Morton Middle SchoolD+
Middle · Grades 6–8 · 0.9 mi

District: Fall River School District

Neighborhood · ZIP 02720These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.29,800
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,676
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,855
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Bristol County
  • Costs less per square foot than 91% of homes in Bristol County
  • Has a bigger lot than 76% of homes in Fall River 02720
  • Newer than 67% of homes in Fall River 02720

What homes are worth in Fall River 02720

Each bar is how many homes fall in that price range. The marker is this home.

This home
$228K$760K

This home is worth more than 58% of homes in Fall River 02720.

How it measures up in Fall River 02720

The dot is this home. The mark in the middle is the typical home in Fall River 02720.

Estimated value$447,683
CheaperTypical $426,371Pricier

Pricier than 58% of homes nearby

Price per ft²$250
CheaperTypical $275Pricier

Pricier than 35% of homes nearby

Living area1,793 ft²
SmallerTypical 1,854 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.31 ac
SmallerTypical 0.19 acBigger

Bigger than 76% of homes nearby

Year built1982
OlderTypical 1940Newer

Newer than 67% of homes nearby

How 197 Spruce St ranks against every home in each area.
MeasureThis homeFall River 02720Bristol County
Estimated valuepricier than$447,68358% of homes29% of homes
Price per ft²pricier than$25035% of homes9% of homes
Living areabigger than1,793 ft²47% of homes54% of homes
Lot sizebigger than0.31 ac76% of homes43% of homes
Year builtnewer than198267% of homes65% of homes

About 197 Spruce St

How much is 197 Spruce St, Fall River, MA worth?

The TopHap Estimate for 197 Spruce St, Fall River, MA is $447,683 as of Jul 14, 2026. The likely range is $433,653 to $461,713. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 Spruce St, Fall River, MA last sell?

197 Spruce St, Fall River, MA last sold on Jul 29, 1994 for $128,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 197 Spruce St, Fall River, MA?

197 Spruce St, Fall River, MA has 3 bedrooms, 1.5 bathrooms, 1,793 square feet of living space and a 0.32-acre lot.

When was 197 Spruce St, Fall River, MA built?

197 Spruce St, Fall River, MA was built in 1982, making it 44 years old. It is a raised ranch home. The building has 2 stories.

What schools serve 197 Spruce St, Fall River, MA?

197 Spruce St, Fall River, MA is assigned to B.M.C. Durfee High School (high), rated D; James Tansey Elementary School (elementary), rated C-; James Madison Morton Middle School (middle), rated D+. All sit in Fall River School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 Spruce St, Fall River, MA compare to other homes in Fall River 02720?

Among the 7,003 homes in Fall River 02720, it is worth more than 58% of them ($447,683 against a typical $426,371), its price per square foot is higher than 35% of them ($250 against a typical $275), it is bigger than 47% of them (1,793 ft² against a typical 1,854 ft²), its lot is bigger than 76% of them (0.31 ac against a typical 0.19 ac) and it is newer than 67% of them (1982 against a typical 1940). Measured against all of Bristol County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Spruce St, Fall River, MA?

The 2025 property tax bill for 197 Spruce St, Fall River, MA was $4,316. The county assessed it at $376,900.

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Assigned schools

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