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Single Family ResidenceResidential
$425,268$206 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $370,000 on Nov 16, 2020

1978 LAKE RD

RIDGEWAY, SC 29130
0
Baths
2,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.77 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$425K
$389K low$462K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$370,000 · Nov 16, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$46,758
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$37,406
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$378,510
GUILD MTG · recorded Nov 16, 2020

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$367,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$175,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$192,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$367,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$367,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
97
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.136 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKershaw
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 420 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lugoff Elementary SchoolB
Elementary · Grades KG–5 · 9.5 mi
H
Lugoff-Elgin High SchoolC+
High · Grades 9–12 · 10.0 mi
M
Lugoff-Elgin Middle SchoolC-
Middle · Grades 6–8 · 10.1 mi

District: Kershaw County School District

Neighborhood · ZIP 29130These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.6,443
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,877
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,079
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1978 Lake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Kershaw County
  • Costs more per square foot than 95% of homes in Kershaw County
  • Bigger than 69% of homes in Ridgeway 29130
  • Has a smaller lot than 87% of homes in Ridgeway 29130

What homes are worth in Ridgeway 29130

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$1.2M

This home is worth more than 63% of homes in Ridgeway 29130.

How it measures up in Ridgeway 29130

The dot is this home. The mark in the middle is the typical home in Ridgeway 29130.

Estimated value$425,268
CheaperTypical $320,986Pricier

Pricier than 63% of homes nearby

Price per ft²$206
CheaperTypical $169Pricier

Pricier than 64% of homes nearby

Living area2,064 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.77 ac
SmallerTypical 1 acBigger

Bigger than 13% of homes nearby

How 1978 Lake Rd ranks against every home in each area.
MeasureThis homeRidgeway 29130Kershaw County
Estimated valuepricier than$425,26863% of homes85% of homes
Price per ft²pricier than$20664% of homes95% of homes
Living areabigger than2,064 ft²69% of homes51% of homes
Lot sizebigger than0.77 ac13% of homes46% of homes

About 1978 Lake Rd

How much is 1978 Lake Rd, Ridgeway, SC worth?

The TopHap Estimate for 1978 Lake Rd, Ridgeway, SC is $425,268 as of Jul 14, 2026. The likely range is $388,649 to $461,887. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1978 Lake Rd, Ridgeway, SC last sell?

1978 Lake Rd, Ridgeway, SC last sold on Nov 16, 2020 for $370,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

What schools serve 1978 Lake Rd, Ridgeway, SC?

1978 Lake Rd, Ridgeway, SC is assigned to Lugoff Elementary School (elementary), rated B; Lugoff-Elgin High School (high), rated C+; Lugoff-Elgin Middle School (middle), rated C-. All sit in Kershaw County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1978 Lake Rd, Ridgeway, SC compare to other homes in Ridgeway 29130?

Among the 3,786 homes in Ridgeway 29130, it is worth more than 63% of them ($425,268 against a typical $320,986), its price per square foot is higher than 64% of them ($206 against a typical $169), it is bigger than 69% of them (2,064 ft² against a typical 1,620 ft²) and its lot is bigger than 13% of them (0.77 ac against a typical 1 ac). Measured against all of Kershaw County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Ridgeway 29130

Assigned schools

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See this home in context

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