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Single Family ResidenceResidential
$3,109,209$1,009 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

198 OSPREY LN

SANDPOINT, ID 83864
3
Beds
3
Baths
3,081 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$3.1M
$2.7M low$3.5M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,305 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,489,132 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,818,242
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$670,890
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,498,862
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,489,132

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.125 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBONNER
Lot (acres)The size of the land the home sits on, from county records.0.35
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kootenai ElementaryB+
Elementary · Grades KG–6 · 1.3 mi
M
Sandpoint Middle SchoolA
Middle · Grades 7–8 · 4.3 mi
H
Sandpoint High SchoolA-
High · Grades 9–12 · 4.5 mi

District: Lake Pend Oreille School District 84

Neighborhood · ZIP 83864These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,284
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,503
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,092
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

198 Osprey Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Sandpoint 83864
  • Costs more per square foot than 91% of homes in Sandpoint 83864
  • Bigger than 90% of homes in Sandpoint 83864
  • Has a smaller lot than 74% of homes in Bonner County

What homes are worth in Sandpoint 83864

Each bar is how many homes fall in that price range. The marker is this home.

This home
$349K$3.2M

This home is worth more than 98% of homes in Sandpoint 83864.

How it measures up in Sandpoint 83864

The dot is this home. The mark in the middle is the typical home in Sandpoint 83864.

Estimated value$3,109,209
CheaperTypical $753,748Pricier

Pricier than 98% of homes nearby

Price per ft²$1009
CheaperTypical $442Pricier

Pricier than 91% of homes nearby

Living area3,081 ft²
SmallerTypical 1,616 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.35 ac
SmallerTypical 1 acBigger

Bigger than 35% of homes nearby

Year built1996
OlderTypical 1994Newer

Newer than 55% of homes nearby

How 198 Osprey Ln ranks against every home in each area.
MeasureThis homeSandpoint 83864Bonner County
Estimated valuepricier than$3,109,20998% of homes98% of homes
Price per ft²pricier than$100991% of homes91% of homes
Living areabigger than3,081 ft²90% of homes90% of homes
Lot sizebigger than0.35 ac35% of homes26% of homes
Year builtnewer than199655% of homes54% of homes

About 198 Osprey Ln

How much is 198 Osprey Ln, Sandpoint, ID worth?

The TopHap Estimate for 198 Osprey Ln, Sandpoint, ID is $3,109,209 as of Sep 24, 2026. The likely range is $2,683,708 to $3,534,710. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 198 Osprey Ln, Sandpoint, ID last sell?

198 Osprey Ln, Sandpoint, ID last sold on Aug 14, 2013, according to the county's recorded deed.

How big is 198 Osprey Ln, Sandpoint, ID?

198 Osprey Ln, Sandpoint, ID has 3 bedrooms, 3 bathrooms, 3,081 square feet of living space and a 0.35-acre lot.

When was 198 Osprey Ln, Sandpoint, ID built?

198 Osprey Ln, Sandpoint, ID was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 198 Osprey Ln, Sandpoint, ID?

198 Osprey Ln, Sandpoint, ID is assigned to Kootenai Elementary (elementary), rated B+; Sandpoint Middle School (middle), rated A; Sandpoint High School (high), rated A-. All sit in Lake Pend Oreille School District 84. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 198 Osprey Ln, Sandpoint, ID compare to other homes in Sandpoint 83864?

Among the 9,560 homes in Sandpoint 83864, it is worth more than 98% of them ($3,109,209 against a typical $753,748), its price per square foot is higher than 91% of them ($1009 against a typical $442), it is bigger than 90% of them (3,081 ft² against a typical 1,616 ft²), its lot is bigger than 35% of them (0.35 ac against a typical 1 ac) and it is newer than 55% of them (1996 against a typical 1994). Measured against all of Bonner County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 198 Osprey Ln, Sandpoint, ID?

The 2026 property tax bill for 198 Osprey Ln, Sandpoint, ID was $9,305. The county assessed it at $2,489,132.

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