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Single Family ResidenceResidential
$159,913$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

198 RUCKER RD

COMMERCE, GA 30530
2
Beds
1
Baths
988 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$160K
$137K low$183K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.200%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$368,000
UNION HOME MORTGAGE · recorded Dec 15, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$979 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,261 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,188
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,073
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,303
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$128,152

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBanks
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1987
Lot (acres)The size of the land the home sits on, from county records.1.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 24 ft²Patio · 260 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Banks County Middle SchoolB+
Middle · Grades 6–8 · 7.0 mi
H
Banks County High SchoolB
High · Grades 9–12 · 7.4 mi
E
Banks County Primary School
Elementary · Grades KG–2 · 9.0 mi

District: Banks County School District

Neighborhood · ZIP 30530These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.9,058
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,429
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,844
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

198 Rucker Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Commerce 30530
  • Costs less per square foot than 75% of homes in Banks County
  • Smaller than 90% of homes in Banks County
  • Has a smaller lot than 90% of homes in Commerce 30530
  • Older than 77% of homes in Commerce 30530

What homes are worth in Commerce 30530

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$859K

This home is worth more than 14% of homes in Commerce 30530.

How it measures up in Commerce 30530

The dot is this home. The mark in the middle is the typical home in Commerce 30530.

Estimated value$159,913
CheaperTypical $335,913Pricier

Pricier than 14% of homes nearby

Price per ft²$162
CheaperTypical $193Pricier

Pricier than 26% of homes nearby

Living area988 ft²
SmallerTypical 1,675 ft²Bigger

Bigger than 11% of homes nearby

Lot size1 ac
SmallerTypical 3 acBigger

Bigger than 10% of homes nearby

Year built1975
OlderTypical 1996Newer

Newer than 23% of homes nearby

How 198 Rucker Rd ranks against every home in each area.
MeasureThis homeCommerce 30530Banks County
Estimated valuepricier than$159,91314% of homes16% of homes
Price per ft²pricier than$16226% of homes25% of homes
Living areabigger than988 ft²11% of homes10% of homes
Lot sizebigger than1 ac10% of homes18% of homes
Year builtnewer than197523% of homes23% of homes

About 198 Rucker Rd

How much is 198 Rucker Rd, Commerce, GA worth?

The TopHap Estimate for 198 Rucker Rd, Commerce, GA is $159,913 as of Jul 14, 2026. The likely range is $137,143 to $182,683. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 198 Rucker Rd, Commerce, GA last sell?

198 Rucker Rd, Commerce, GA last sold on Mar 1, 2003, according to the county's recorded deed.

How big is 198 Rucker Rd, Commerce, GA?

198 Rucker Rd, Commerce, GA has 2 bedrooms, 1 bathrooms, 988 square feet of living space and a 1.00-acre lot.

When was 198 Rucker Rd, Commerce, GA built?

198 Rucker Rd, Commerce, GA was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 198 Rucker Rd, Commerce, GA?

198 Rucker Rd, Commerce, GA is assigned to Banks County Middle School (middle), rated B+; Banks County High School (high), rated B; Banks County Primary School (elementary). All sit in Banks County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 198 Rucker Rd, Commerce, GA compare to other homes in Commerce 30530?

Among the 2,664 homes in Commerce 30530, it is worth more than 14% of them ($159,913 against a typical $335,913), its price per square foot is higher than 26% of them ($162 against a typical $193), it is bigger than 11% of them (988 ft² against a typical 1,675 ft²), its lot is bigger than 10% of them (1 ac against a typical 3 ac) and it is newer than 23% of them (1975 against a typical 1996). Measured against all of Banks County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 198 Rucker Rd, Commerce, GA?

The 2025 property tax bill for 198 Rucker Rd, Commerce, GA was $979. The county assessed it at $51,261.

Closest homes

More homes in Commerce 30530

Assigned schools

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