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Single Family ResidenceResidential
$422,295$205 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $184,500 on Jan 7, 2002

1982 OTTER WAY

PALM HARBOR, FL 34685
3
Baths
2,060 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$422K
$387K low$457K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$184,500 · Jan 7, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,988 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$251,174 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$244,095
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$512,922

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.91 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.79%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPinellas
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 140 ft²Patio · 140 ft²Porch · 464 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Carwise Middle SchoolB
Middle · Grades 6–8 · 1.9 mi
E
Cypress Woods ElementaryA+
Elementary · Grades PK–5 · 2.5 mi
H
East Lake High SchoolB+
High · Grades 9–12 · 3.4 mi

District: Pinellas County School District

Neighborhood · ZIP 34685These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.16,301
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,351 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,160
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,511
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1982 Otter Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 78% of homes in Pinellas County
  • Bigger than 84% of homes in Pinellas County
  • Has a smaller lot than 78% of homes in Palm Harbor 34685
  • Newer than 88% of homes in Pinellas County

What homes are worth in Palm Harbor 34685

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$1.2M

This home is worth more than 48% of homes in Palm Harbor 34685.

How it measures up in Palm Harbor 34685

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34685.

Estimated value$422,295
CheaperTypical $432,693Pricier

Pricier than 48% of homes nearby

Price per ft²$205
CheaperTypical $214Pricier

Pricier than 42% of homes nearby

Living area2,060 ft²
SmallerTypical 1,963 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.18 ac
SmallerTypical 0.28 acBigger

Bigger than 22% of homes nearby

Year built1996
OlderTypical 1993Newer

Newer than 69% of homes nearby

How 1982 Otter Way ranks against every home in each area.
MeasureThis homePalm Harbor 34685Pinellas County
Estimated valuepricier than$422,29548% of homes61% of homes
Price per ft²pricier than$20542% of homes22% of homes
Living areabigger than2,060 ft²52% of homes84% of homes
Lot sizebigger than0.18 ac22% of homes44% of homes
Year builtnewer than199669% of homes88% of homes

About 1982 Otter Way

How much is 1982 Otter Way, Palm Harbor, FL worth?

The TopHap Estimate for 1982 Otter Way, Palm Harbor, FL is $422,295 as of Aug 30, 2026. The likely range is $387,214 to $457,376. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1982 Otter Way, Palm Harbor, FL last sell?

1982 Otter Way, Palm Harbor, FL last sold on Jan 7, 2002 for $184,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1982 Otter Way, Palm Harbor, FL?

1982 Otter Way, Palm Harbor, FL has 3 bathrooms, 2,060 square feet of living space and a 0.18-acre lot.

When was 1982 Otter Way, Palm Harbor, FL built?

1982 Otter Way, Palm Harbor, FL was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 1982 Otter Way, Palm Harbor, FL?

1982 Otter Way, Palm Harbor, FL is assigned to Carwise Middle School (middle), rated B; Cypress Woods Elementary (elementary), rated A+; East Lake High School (high), rated B+. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1982 Otter Way, Palm Harbor, FL compare to other homes in Palm Harbor 34685?

Among the 6,973 homes in Palm Harbor 34685, it is worth more than 48% of them ($422,295 against a typical $432,693), its price per square foot is higher than 42% of them ($205 against a typical $214), it is bigger than 52% of them (2,060 ft² against a typical 1,963 ft²), its lot is bigger than 22% of them (0.18 ac against a typical 0.28 ac) and it is newer than 69% of them (1996 against a typical 1993). Measured against all of Pinellas County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1982 Otter Way, Palm Harbor, FL?

The 2025 property tax bill for 1982 Otter Way, Palm Harbor, FL was $3,988. The county assessed it at $251,174.

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