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Single Family ResidentialResidential
$681,474$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2 MONTOYA ST

TAOS, NM 87571
0
Baths
2,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.

Valuation

$681K
$625K low$738K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$33,474
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$26,779
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$324,000
FIRST UNITED BANK · recorded May 15, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$324,000
FIRST UNITED BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,942 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$133,370 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,901
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$109,469
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$133,370
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$400,110

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
65
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.115 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyTaos
Lot (acres)The size of the land the home sits on, from county records.0.46
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Questa High School
High · Grades 9–12 · 12.7 mi
M
Questa Jr High SchoolB
Middle · Grades 6–8 · 12.7 mi
E
Alta Vista Elementary SchoolA
Elementary · Grades PK–3 · 13.2 mi

District: Questa Independent Schools

Neighborhood · ZIP 87571These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,452
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,770
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,568
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2 Montoya St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Taos 87571
  • Bigger than 87% of homes in Taos County
  • Has a smaller lot than 72% of homes in Taos County

What homes are worth in Taos 87571

Each bar is how many homes fall in that price range. The marker is this home.

This home
$195K$1.4M

This home is worth more than 80% of homes in Taos 87571.

How it measures up in Taos 87571

The dot is this home. The mark in the middle is the typical home in Taos 87571.

Estimated value$681,474
CheaperTypical $478,723Pricier

Pricier than 80% of homes nearby

Price per ft²$296
CheaperTypical $316Pricier

Pricier than 39% of homes nearby

Living area2,304 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.46 ac
SmallerTypical 0.75 acBigger

Bigger than 38% of homes nearby

Year built1984
OlderTypical 1985Newer

Newer than 49% of homes nearby

How 2 Montoya St ranks against every home in each area.
MeasureThis homeTaos 87571Taos County
Estimated valuepricier than$681,47480% of homes79% of homes
Price per ft²pricier than$29639% of homes44% of homes
Living areabigger than2,304 ft²86% of homes87% of homes
Lot sizebigger than0.46 ac38% of homes28% of homes
Year builtnewer than198449% of homes46% of homes

About 2 Montoya St

How much is 2 Montoya St, Taos, NM worth?

The TopHap Estimate for 2 Montoya St, Taos, NM is $681,474 as of Jul 14, 2026. The likely range is $625,137 to $737,811. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2 Montoya St, Taos, NM last sell?

2 Montoya St, Taos, NM last sold on May 15, 2020, according to the county's recorded deed.

How big is 2 Montoya St, Taos, NM?

2 Montoya St, Taos, NM has 2,304 square feet of living space and a 0.46-acre lot.

When was 2 Montoya St, Taos, NM built?

2 Montoya St, Taos, NM was built in 1984, making it 42 years old.

What schools serve 2 Montoya St, Taos, NM?

2 Montoya St, Taos, NM is assigned to Questa High School (high); Questa Jr High School (middle), rated B; Alta Vista Elementary School (elementary), rated A. All sit in Questa Independent Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2 Montoya St, Taos, NM compare to other homes in Taos 87571?

Among the 7,086 homes in Taos 87571, it is worth more than 80% of them ($681,474 against a typical $478,723), its price per square foot is higher than 39% of them ($296 against a typical $316), it is bigger than 86% of them (2,304 ft² against a typical 1,368 ft²), its lot is bigger than 38% of them (0.46 ac against a typical 0.75 ac) and it is newer than 49% of them (1984 against a typical 1985). Measured against all of Taos County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2 Montoya St, Taos, NM?

The 2025 property tax bill for 2 Montoya St, Taos, NM was $1,942. The county assessed it at $133,370.

Closest homes

More homes in Taos 87571

Assigned schools

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