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Single Family ResidenceResidential
$347,896$197 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $349,125 on Sep 19, 2025

20 2ND ST S

CASCADE, MT 59421
3
Beds
2
Baths
1,768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1922
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$348K
$325K low$371K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$349,125 · Sep 19, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$85,396
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$68,317
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$262,500
OPPORTUNITY BANK OF MT · recorded Sep 19, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,769 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$316,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$280,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$316,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
22
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
65
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Historical
CountyCASCADE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Porch · 42 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cascade 7-8 SchoolA
Middle · Grades 7–8 · 0.2 mi
H
Cascade High SchoolA-
High · Grades 9–12 · 0.2 mi
E
Cascade SchoolA+
Elementary · Grades PK–6 · 0.2 mi

District: Cascade Elementary School District

Neighborhood · ZIP 59421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,239
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,505
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,899
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 2nd St S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Cascade 59421
  • Costs less per square foot than 94% of homes in Cascade 59421
  • Bigger than 81% of homes in Cascade County
  • Has a smaller lot than 86% of homes in Cascade 59421
  • Older than 89% of homes in Cascade 59421

What homes are worth in Cascade 59421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$183K$1.4M

This home is worth more than 28% of homes in Cascade 59421.

How it measures up in Cascade 59421

The dot is this home. The mark in the middle is the typical home in Cascade 59421.

Estimated value$347,896
CheaperTypical $473,165Pricier

Pricier than 28% of homes nearby

Price per ft²$197
CheaperTypical $379Pricier

Pricier than 6% of homes nearby

Living area1,768 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.27 ac
SmallerTypical 5.58 acBigger

Bigger than 14% of homes nearby

Year built1922
OlderTypical 1982Newer

Newer than 11% of homes nearby

How 20 2nd St S ranks against every home in each area.
MeasureThis homeCascade 59421Cascade County
Estimated valuepricier than$347,89628% of homes52% of homes
Price per ft²pricier than$1976% of homes12% of homes
Living areabigger than1,768 ft²75% of homes81% of homes
Lot sizebigger than0.27 ac14% of homes64% of homes
Year builtnewer than192211% of homes14% of homes

About 20 2nd St S

How much is 20 2nd St S, Cascade, MT worth?

The TopHap Estimate for 20 2nd St S, Cascade, MT is $347,896 as of Jul 14, 2026. The likely range is $324,741 to $371,051. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 2nd St S, Cascade, MT last sell?

20 2nd St S, Cascade, MT last sold on Sep 19, 2025 for $349,125, according to the county's recorded deed.

How big is 20 2nd St S, Cascade, MT?

20 2nd St S, Cascade, MT has 3 bedrooms, 2 bathrooms, 1,768 square feet of living space and a 0.27-acre lot.

When was 20 2nd St S, Cascade, MT built?

20 2nd St S, Cascade, MT was built in 1922, making it 104 years old. It is a historical home. The building has 1 story.

What schools serve 20 2nd St S, Cascade, MT?

20 2nd St S, Cascade, MT is assigned to Cascade 7-8 School (middle), rated A; Cascade High School (high), rated A-; Cascade School (elementary), rated A+. All sit in Cascade Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 2nd St S, Cascade, MT compare to other homes in Cascade 59421?

Among the 1,606 homes in Cascade 59421, it is worth more than 28% of them ($347,896 against a typical $473,165), its price per square foot is higher than 6% of them ($197 against a typical $379), it is bigger than 75% of them (1,768 ft² against a typical 1,288 ft²), its lot is bigger than 14% of them (0.27 ac against a typical 5.58 ac) and it is newer than 11% of them (1922 against a typical 1982). Measured against all of Cascade County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 2nd St S, Cascade, MT?

The 2025 property tax bill for 20 2nd St S, Cascade, MT was $1,769. The county assessed it at $316,000.

Closest homes

More homes in Cascade 59421

Assigned schools

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