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Single Family ResidenceResidential
$301,648$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $150,000 on Jun 18, 2013

20 ADAMS ST

APALACHICOLA, FL 32320
3
Beds
2
Baths
1,644 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$302K
$272K low$331K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Jun 18, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,960 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$155,934 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$151,539
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$342,804

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.53%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Franklin Virtual Instruction Program
Elementary · Grades KG–12 · 7.6 mi

District: Franklin County School District

Neighborhood · ZIP 32320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.55 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,442
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,181
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Adams St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Apalachicola 32320
  • Costs less per square foot than 74% of homes in Franklin County
  • Bigger than 73% of homes in Apalachicola 32320
  • Has a smaller lot than 75% of homes in Franklin County

What homes are worth in Apalachicola 32320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$689K

This home is worth more than 74% of homes in Apalachicola 32320.

How it measures up in Apalachicola 32320

The dot is this home. The mark in the middle is the typical home in Apalachicola 32320.

Estimated value$301,648
CheaperTypical $216,455Pricier

Pricier than 74% of homes nearby

Price per ft²$183
CheaperTypical $160Pricier

Pricier than 65% of homes nearby

Living area1,644 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.21 ac
SmallerTypical 0.29 acBigger

Bigger than 41% of homes nearby

Year built1986
OlderTypical 1979Newer

Newer than 57% of homes nearby

How 20 Adams St ranks against every home in each area.
MeasureThis homeApalachicola 32320Franklin County
Estimated valuepricier than$301,64874% of homes37% of homes
Price per ft²pricier than$18365% of homes26% of homes
Living areabigger than1,644 ft²73% of homes66% of homes
Lot sizebigger than0.21 ac41% of homes25% of homes
Year builtnewer than198657% of homes49% of homes

About 20 Adams St

How much is 20 Adams St, Apalachicola, FL worth?

The TopHap Estimate for 20 Adams St, Apalachicola, FL is $301,648 as of Sep 24, 2026. The likely range is $272,440 to $330,856. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Adams St, Apalachicola, FL last sell?

20 Adams St, Apalachicola, FL last sold on Jun 18, 2013 for $150,000, according to the county's recorded deed.

How big is 20 Adams St, Apalachicola, FL?

20 Adams St, Apalachicola, FL has 3 bedrooms, 2 bathrooms and 1,644 square feet of living space.

When was 20 Adams St, Apalachicola, FL built?

20 Adams St, Apalachicola, FL was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 20 Adams St, Apalachicola, FL?

20 Adams St, Apalachicola, FL is assigned to Franklin Virtual Instruction Program (elementary). All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Adams St, Apalachicola, FL compare to other homes in Apalachicola 32320?

Among the 1,852 homes in Apalachicola 32320, it is worth more than 74% of them ($301,648 against a typical $216,455), its price per square foot is higher than 65% of them ($183 against a typical $160), it is bigger than 73% of them (1,644 ft² against a typical 1,300 ft²), its lot is bigger than 41% of them (0.21 ac against a typical 0.29 ac) and it is newer than 57% of them (1986 against a typical 1979). Measured against all of Franklin County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Adams St, Apalachicola, FL?

The 2025 property tax bill for 20 Adams St, Apalachicola, FL was $1,960. The county assessed it at $155,934.

More homes on Adams St

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Assigned schools

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