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TownhouseResidential
$338,083$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $229,839 on Sep 13, 2010

20 ARBOR DR

ESSEX, MD 21221
3 / 1
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,785 ft²
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$338K
$326K low$350K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$229,839 · Sep 13, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.122%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$229,839
BALTIMORE COUNTY (MD) · recorded Sep 13, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$155,871
METLIFE HOME LOANS
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,307

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,725 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$259,467 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$245,133
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$273,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyBaltimore
Lot (acres)The size of the land the home sits on, from county records.0.04
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 80 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mars Estates Elementary SchoolC-
Elementary · Grades PK–5 · 0.3 mi
M
Stemmers Run Middle SchoolD
Middle · Grades 6–8 · 0.7 mi
H
Kenwood High SchoolD-
High · Grades 9–12 · 1.0 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.42,396
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,898 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,410
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Arbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Essex 21221
  • Costs more per square foot than 71% of homes in Essex 21221
  • Has a smaller lot than 89% of homes in Essex 21221
  • Newer than 95% of homes in Baltimore County

What homes are worth in Essex 21221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$734K

This home is worth more than 65% of homes in Essex 21221.

How it measures up in Essex 21221

The dot is this home. The mark in the middle is the typical home in Essex 21221.

Estimated value$338,083
CheaperTypical $283,843Pricier

Pricier than 65% of homes nearby

Price per ft²$241
CheaperTypical $210Pricier

Pricier than 71% of homes nearby

Living area1,400 ft²
SmallerTypical 1,240 ft²Bigger

Bigger than 61% of homes nearby

Lot size1,785 ft²
SmallerTypical 0.16 acBigger

Bigger than 11% of homes nearby

Year built2010
OlderTypical 1957Newer

Newer than 93% of homes nearby

How 20 Arbor Dr ranks against every home in each area.
MeasureThis homeEssex 21221Baltimore County
Estimated valuepricier than$338,08365% of homes44% of homes
Price per ft²pricier than$24171% of homes55% of homes
Living areabigger than1,400 ft²61% of homes46% of homes
Lot sizebigger than1,785 ft²11% of homes13% of homes
Year builtnewer than201093% of homes95% of homes

About 20 Arbor Dr

How much is 20 Arbor Dr, Essex, MD worth?

The TopHap Estimate for 20 Arbor Dr, Essex, MD is $338,083 as of Jul 14, 2026. The likely range is $325,861 to $350,305. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Arbor Dr, Essex, MD last sell?

20 Arbor Dr, Essex, MD last sold on Sep 13, 2010 for $229,839, according to the county's recorded deed.

How big is 20 Arbor Dr, Essex, MD?

20 Arbor Dr, Essex, MD has 3 bathrooms, 1,400 square feet of living space and a 0.04-acre lot.

When was 20 Arbor Dr, Essex, MD built?

20 Arbor Dr, Essex, MD was built in 2010, making it 16 years old. It is a townhouse home. The building has 2 stories.

What schools serve 20 Arbor Dr, Essex, MD?

20 Arbor Dr, Essex, MD is assigned to Mars Estates Elementary School (elementary), rated C-; Stemmers Run Middle School (middle), rated D; Kenwood High School (high), rated D-. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Arbor Dr, Essex, MD compare to other homes in Essex 21221?

Among the 12,678 homes in Essex 21221, it is worth more than 65% of them ($338,083 against a typical $283,843), its price per square foot is higher than 71% of them ($241 against a typical $210), it is bigger than 61% of them (1,400 ft² against a typical 1,240 ft²), its lot is bigger than 11% of them (1,785 ft² against a typical 0.16 ac) and it is newer than 93% of them (2010 against a typical 1957). Measured against all of Baltimore County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Arbor Dr, Essex, MD?

The 2025 property tax bill for 20 Arbor Dr, Essex, MD was $4,725. The county assessed it at $259,467.

Closest homes

More homes in Essex 21221

Assigned schools

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