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Single Family ResidenceResidential
$484,086$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

20 BEAR CREEK RD

ANDOVER, NJ 07821
0
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.05 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$484K
$446K low$522K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,697 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$269,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$128,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$141,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$269,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$269,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
95
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.79 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWARREN
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Frelinghuysen Township Elementary SchoolB
Elementary · Grades PK–6 · 2.1 mi
M
North Warren Regional High SchoolC
Middle · Grades 7–12 · 6.0 mi

District: North Warren Regional School District

Neighborhood · ZIP 07821These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.11,080
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.246 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$129,971
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$159,119
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Bear Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Warren County
  • Costs less per square foot than 66% of homes in Andover 07821
  • Has a bigger lot than 96% of homes in Warren County

What homes are worth in Andover 07821

Each bar is how many homes fall in that price range. The marker is this home.

This home
$175K$1M

This home is worth more than 48% of homes in Andover 07821.

How it measures up in Andover 07821

The dot is this home. The mark in the middle is the typical home in Andover 07821.

Estimated value$484,086
CheaperTypical $490,367Pricier

Pricier than 48% of homes nearby

Price per ft²$252
CheaperTypical $275Pricier

Pricier than 34% of homes nearby

Living area1,920 ft²
SmallerTypical 1,856 ft²Bigger

Bigger than 53% of homes nearby

Lot size5.05 ac
SmallerTypical 0.5 acBigger

Bigger than 95% of homes nearby

Year built1979
OlderTypical 1973Newer

Newer than 62% of homes nearby

How 20 Bear Creek Rd ranks against every home in each area.
MeasureThis homeAndover 07821Warren County
Estimated valuepricier than$484,08648% of homes65% of homes
Price per ft²pricier than$25234% of homes52% of homes
Living areabigger than1,920 ft²53% of homes62% of homes
Lot sizebigger than5.05 ac95% of homes96% of homes
Year builtnewer than197962% of homes60% of homes

About 20 Bear Creek Rd

How much is 20 Bear Creek Rd, Andover, NJ worth?

The TopHap Estimate for 20 Bear Creek Rd, Andover, NJ is $484,086 as of Sep 24, 2026. The likely range is $445,906 to $522,266. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Bear Creek Rd, Andover, NJ last sell?

20 Bear Creek Rd, Andover, NJ last sold on Aug 28, 1992, according to the county's recorded deed.

When was 20 Bear Creek Rd, Andover, NJ built?

20 Bear Creek Rd, Andover, NJ was built in 1979, making it 47 years old. It is a colonial home. The building has 1 story.

What schools serve 20 Bear Creek Rd, Andover, NJ?

20 Bear Creek Rd, Andover, NJ is assigned to Frelinghuysen Township Elementary School (elementary), rated B; North Warren Regional High School (middle), rated C. All sit in North Warren Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Bear Creek Rd, Andover, NJ compare to other homes in Andover 07821?

Among the 3,729 homes in Andover 07821, it is worth more than 48% of them ($484,086 against a typical $490,367), its price per square foot is higher than 34% of them ($252 against a typical $275), it is bigger than 53% of them (1,920 ft² against a typical 1,856 ft²), its lot is bigger than 95% of them (5.05 ac against a typical 0.5 ac) and it is newer than 62% of them (1979 against a typical 1973). Measured against all of Warren County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Bear Creek Rd, Andover, NJ?

The 2025 property tax bill for 20 Bear Creek Rd, Andover, NJ was $7,697. The county assessed it at $269,300.

More homes on Bear Creek Rd

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More homes in Andover 07821

Assigned schools

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