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Single Family ResidenceResidential
$286,548$332 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $147,000 on May 16, 2005

20 CHARLES ST

CONCORD, NH 03301
2
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,742 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$287K
$270K low$304K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$147,000 · May 16, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,268 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$146,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$75,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$171,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$294,120

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.14
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMERRIMACK
Lot (acres)The size of the land the home sits on, from county records.0.04
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rundlett Middle SchoolB-
Middle · Grades 6–8 · 0.5 mi
E
Abbot-Downing SchoolC+
Elementary · Grades KG–5 · 0.5 mi
H
Concord High SchoolC-
High · Grades 9–12 · 0.8 mi

District: Concord School District

Neighborhood · ZIP 03301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.35,397
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.661 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,381
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,718
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in South End
  • Costs more per square foot than 80% of homes in Concord 03301
  • Smaller than 94% of homes in South End
  • Has a smaller lot than 98% of homes in Merrimack County
  • Older than 83% of homes in Merrimack County

What homes are worth in Concord 03301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$134K$901K

This home is worth more than 12% of homes in Concord 03301.

How it measures up in Concord 03301

The dot is this home. The mark in the middle is the typical home in Concord 03301.

Estimated value$286,548
CheaperTypical $433,765Pricier

Pricier than 12% of homes nearby

Price per ft²$332
CheaperTypical $279Pricier

Pricier than 80% of homes nearby

Living area864 ft²
SmallerTypical 1,583 ft²Bigger

Bigger than 9% of homes nearby

Lot size1,742 ft²
SmallerTypical 0.34 acBigger

Bigger than 7% of homes nearby

Year built1920
OlderTypical 1963Newer

Newer than 31% of homes nearby

How 20 Charles St ranks against every home in each area.
MeasureThis homeSouth EndConcord 03301Merrimack County
Estimated valuepricier than$286,5485% of homes12% of homes7% of homes
Price per ft²pricier than$33277% of homes80% of homes78% of homes
Living areabigger than864 ft²6% of homes9% of homes7% of homes
Lot sizebigger than1,742 ft²3% of homes7% of homes2% of homes
Year builtnewer than192041% of homes31% of homes17% of homes

About 20 Charles St

How much is 20 Charles St, Concord, NH worth?

The TopHap Estimate for 20 Charles St, Concord, NH is $286,548 as of Aug 30, 2026. The likely range is $269,526 to $303,570. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Charles St, Concord, NH last sell?

20 Charles St, Concord, NH last sold on May 16, 2005 for $147,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20 Charles St, Concord, NH?

20 Charles St, Concord, NH has 2 bedrooms, 1 bathrooms, 864 square feet of living space and a 0.04-acre lot.

When was 20 Charles St, Concord, NH built?

20 Charles St, Concord, NH was built in 1920, making it 106 years old. It is a conventional home. The building has 2 stories.

What schools serve 20 Charles St, Concord, NH?

20 Charles St, Concord, NH is assigned to Rundlett Middle School (middle), rated B-; Abbot-Downing School (elementary), rated C+; Concord High School (high), rated C-. All sit in Concord School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Charles St, Concord, NH compare to other homes in Concord 03301?

Among the 8,695 homes in Concord 03301, it is worth more than 12% of them ($286,548 against a typical $433,765), its price per square foot is higher than 80% of them ($332 against a typical $279), it is bigger than 9% of them (864 ft² against a typical 1,583 ft²), its lot is bigger than 7% of them (1,742 ft² against a typical 0.34 ac) and it is newer than 31% of them (1920 against a typical 1963). Measured against all of Merrimack County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Charles St, Concord, NH?

The 2025 property tax bill for 20 Charles St, Concord, NH was $4,268. The county assessed it at $146,600.

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