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Single Family ResidenceResidential
$595,626$333 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $328,000 on Nov 1, 2011

20 CINDY LN

PUTNAM VALLEY, NY 10579
3
Beds
3
Baths
1,788 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$596K
$531K low$660K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$328,000 · Nov 1, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,378 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$478,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$128,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$350,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$478,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$488,469

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyPutnam
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 256 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Putnam Valley High SchoolB
High · Grades 9–12 · 0.8 mi
M
Putnam Valley Middle SchoolA
Middle · Grades 5–8 · 0.8 mi
E
Putnam Valley Elementary SchoolA+
Elementary · Grades KG–4 · 1.6 mi

District: Putnam Valley Central School District

Neighborhood · ZIP 10579These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,761
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.256 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,473
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Cindy Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 68% of homes in Putnam County
  • Newer than 74% of homes in Putnam Valley 10579

What homes are worth in Putnam Valley 10579

Each bar is how many homes fall in that price range. The marker is this home.

This home
$285K$1.2M

This home is worth more than 45% of homes in Putnam Valley 10579.

How it measures up in Putnam Valley 10579

The dot is this home. The mark in the middle is the typical home in Putnam Valley 10579.

Estimated value$595,626
CheaperTypical $619,932Pricier

Pricier than 45% of homes nearby

Price per ft²$333
CheaperTypical $335Pricier

Pricier than 49% of homes nearby

Living area1,788 ft²
SmallerTypical 1,892 ft²Bigger

Bigger than 45% of homes nearby

Lot size1 ac
SmallerTypical 1 acBigger

Bigger than 51% of homes nearby

Year built1980
OlderTypical 1964Newer

Newer than 74% of homes nearby

How 20 Cindy Ln ranks against every home in each area.
MeasureThis homePutnam Valley 10579Putnam County
Estimated valuepricier than$595,62645% of homes54% of homes
Price per ft²pricier than$33349% of homes56% of homes
Living areabigger than1,788 ft²45% of homes48% of homes
Lot sizebigger than1 ac51% of homes68% of homes
Year builtnewer than198074% of homes69% of homes

About 20 Cindy Ln

How much is 20 Cindy Ln, Putnam Valley, NY worth?

The TopHap Estimate for 20 Cindy Ln, Putnam Valley, NY is $595,626 as of Sep 24, 2026. The likely range is $531,398 to $659,854. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Cindy Ln, Putnam Valley, NY last sell?

20 Cindy Ln, Putnam Valley, NY last sold on Nov 1, 2011 for $328,000, according to the county's recorded deed.

How big is 20 Cindy Ln, Putnam Valley, NY?

20 Cindy Ln, Putnam Valley, NY has 3 bedrooms, 3 bathrooms, 1,788 square feet of living space and a 1.00-acre lot.

When was 20 Cindy Ln, Putnam Valley, NY built?

20 Cindy Ln, Putnam Valley, NY was built in 1980, making it 46 years old. It is a raised ranch home. The building has 1 story.

What schools serve 20 Cindy Ln, Putnam Valley, NY?

20 Cindy Ln, Putnam Valley, NY is assigned to Putnam Valley High School (high), rated B; Putnam Valley Middle School (middle), rated A; Putnam Valley Elementary School (elementary), rated A+. All sit in Putnam Valley Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Cindy Ln, Putnam Valley, NY compare to other homes in Putnam Valley 10579?

Among the 3,638 homes in Putnam Valley 10579, it is worth more than 45% of them ($595,626 against a typical $619,932), its price per square foot is higher than 49% of them ($333 against a typical $335), it is bigger than 45% of them (1,788 ft² against a typical 1,892 ft²), its lot is bigger than 51% of them (1 ac against a typical 1 ac) and it is newer than 74% of them (1980 against a typical 1964). Measured against all of Putnam County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Cindy Ln, Putnam Valley, NY?

The 2025 property tax bill for 20 Cindy Ln, Putnam Valley, NY was $12,378. The county assessed it at $478,700.

More homes on Cindy Ln

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