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Single Family ResidenceResidential
$549,400
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $488,000 on Jan 21, 2025

20 CLEMENT ST

WATERFORD, CT 06385
0
Baths
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$549K
$483K low$616K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$488,000 · Jan 21, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,401 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$231,220 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$170,070
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$226,620
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$161,854

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySOUTHEASTERN CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.0.18
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterford High SchoolB+
High · Grades 9–12 · 0.9 mi
M
Clark Lane Middle SchoolB
Middle · Grades 6–8 · 1.1 mi
E
Great Neck Elementary SchoolB-
Elementary · Grades PK–5 · 2.2 mi

District: Waterford School District

Neighborhood · ZIP 06385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.443 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,760
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,241
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Clement St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Southeastern Connecticut County
  • Has a smaller lot than 89% of homes in Waterford 06385

What homes are worth in Waterford 06385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$225K$1.2M

This home is worth more than 73% of homes in Waterford 06385.

How it measures up in Waterford 06385

The dot is this home. The mark in the middle is the typical home in Waterford 06385.

Estimated value$549,400
CheaperTypical $430,460Pricier

Pricier than 73% of homes nearby

Lot size0.18 ac
SmallerTypical 0.45 acBigger

Bigger than 11% of homes nearby

How 20 Clement St ranks against every home in each area.
MeasureThis homeWaterford 06385Southeastern Connecticut County
Estimated valuepricier than$549,40073% of homes76% of homes
Lot sizebigger than0.18 ac11% of homes15% of homes

About 20 Clement St

How much is 20 Clement St, Waterford, CT worth?

The TopHap Estimate for 20 Clement St, Waterford, CT is $549,400 as of Sep 24, 2026. The likely range is $482,849 to $615,951. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Clement St, Waterford, CT last sell?

20 Clement St, Waterford, CT last sold on Jan 21, 2025 for $488,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

What schools serve 20 Clement St, Waterford, CT?

20 Clement St, Waterford, CT is assigned to Waterford High School (high), rated B+; Clark Lane Middle School (middle), rated B; Great Neck Elementary School (elementary), rated B-. All sit in Waterford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Clement St, Waterford, CT compare to other homes in Waterford 06385?

Among the 6,719 homes in Waterford 06385, it is worth more than 73% of them ($549,400 against a typical $430,460) and its lot is bigger than 11% of them (0.18 ac against a typical 0.45 ac). Measured against all of Southeastern Connecticut County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Clement St, Waterford, CT?

The 2025 property tax bill for 20 Clement St, Waterford, CT was $5,401. The county assessed it at $231,220.

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