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CondominiumResidential
$255,087$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20 COMMERCE WAY

LIBBY, MT 59923
2
Beds
2
Baths
1,035 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$255K
$220K low$291K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$488 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,570 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$299,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$46,570

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
50
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyLINCOLN
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 48 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Libby Middle SchoolC
Middle · Grades 7–8 · 0.4 mi
H
Libby High SchoolC
High · Grades 9–12 · 0.4 mi
E
Libby Elementary SchoolA-
Elementary · Grades PK–6 · 0.8 mi

District: Libby K-12 Schools

Neighborhood · ZIP 59923These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,080
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,271
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,726
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Commerce Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Lincoln County
  • Costs less per square foot than 80% of homes in Lincoln County
  • Smaller than 71% of homes in Lincoln County
  • Newer than 98% of homes in Libby 59923

What homes are worth in Libby 59923

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$1.2M

This home is worth more than 18% of homes in Libby 59923.

How it measures up in Libby 59923

The dot is this home. The mark in the middle is the typical home in Libby 59923.

Estimated value$255,087
CheaperTypical $379,734Pricier

Pricier than 18% of homes nearby

Price per ft²$246
CheaperTypical $287Pricier

Pricier than 34% of homes nearby

Living area1,035 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 30% of homes nearby

Year built2022
OlderTypical 1976Newer

Newer than 98% of homes nearby

How 20 Commerce Way ranks against every home in each area.
MeasureThis homeLibby 59923Lincoln County
Estimated valuepricier than$255,08718% of homes10% of homes
Price per ft²pricier than$24634% of homes20% of homes
Living areabigger than1,035 ft²30% of homes29% of homes
Year builtnewer than202298% of homes97% of homes

About 20 Commerce Way

How much is 20 Commerce Way, Libby, MT worth?

The TopHap Estimate for 20 Commerce Way, Libby, MT is $255,087 as of Aug 30, 2026. The likely range is $219,652 to $290,522. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Commerce Way, Libby, MT last sell?

20 Commerce Way, Libby, MT last sold on Jan 5, 2026, according to the county's recorded deed.

How big is 20 Commerce Way, Libby, MT?

20 Commerce Way, Libby, MT has 2 bedrooms, 2 bathrooms and 1,035 square feet of living space.

When was 20 Commerce Way, Libby, MT built?

20 Commerce Way, Libby, MT was built in 2022, making it 4 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 20 Commerce Way, Libby, MT?

20 Commerce Way, Libby, MT is assigned to Libby Middle School (middle), rated C; Libby High School (high), rated C; Libby Elementary School (elementary), rated A-. All sit in Libby K-12 Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Commerce Way, Libby, MT compare to other homes in Libby 59923?

Among the 5,462 homes in Libby 59923, it is worth more than 18% of them ($255,087 against a typical $379,734), its price per square foot is higher than 34% of them ($246 against a typical $287), it is bigger than 30% of them (1,035 ft² against a typical 1,248 ft²) and it is newer than 98% of them (2022 against a typical 1976). Measured against all of Lincoln County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Commerce Way, Libby, MT?

The 2026 property tax bill for 20 Commerce Way, Libby, MT was $488. The county assessed it at $46,570.

More homes on Commerce Way

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More homes in Libby 59923

Assigned schools

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