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Single Family ResidenceResidential
$154,765$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20 CONGRESS ST

MORAVIA, NY 13118
4
Beds
2
Baths
1,876 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1875
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$155K
$141K low$168K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,565 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$158,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$158,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$174,176

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCayuga
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1945
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.Forced Air
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 192 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Moravia Junior-Senior High SchoolB+
Middle · Grades 6–12 · 0.1 mi
E
Millard Fillmore Elementary SchoolD+
Elementary · Grades PK–5 · 0.3 mi

District: Moravia Central School District

Neighborhood · ZIP 13118These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,345
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.54 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,206
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,995
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Moravia 13118
  • Costs less per square foot than 85% of homes in Moravia 13118
  • Bigger than 71% of homes in Moravia 13118
  • Has a smaller lot than 91% of homes in Moravia 13118
  • Older than 88% of homes in Moravia 13118

What homes are worth in Moravia 13118

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$636K

This home is worth more than 23% of homes in Moravia 13118.

How it measures up in Moravia 13118

The dot is this home. The mark in the middle is the typical home in Moravia 13118.

Estimated value$154,765
CheaperTypical $208,525Pricier

Pricier than 23% of homes nearby

Price per ft²$82
CheaperTypical $134Pricier

Pricier than 15% of homes nearby

Living area1,876 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.21 ac
SmallerTypical 1.9 acBigger

Bigger than 9% of homes nearby

Year built1875
OlderTypical 1962Newer

Newer than 12% of homes nearby

How 20 Congress St ranks against every home in each area.
MeasureThis homeMoravia 13118Cayuga County
Estimated valuepricier than$154,76523% of homes28% of homes
Price per ft²pricier than$8215% of homes17% of homes
Living areabigger than1,876 ft²71% of homes68% of homes
Lot sizebigger than0.21 ac9% of homes20% of homes
Year builtnewer than187512% of homes12% of homes

About 20 Congress St

How much is 20 Congress St, Moravia, NY worth?

The TopHap Estimate for 20 Congress St, Moravia, NY is $154,765 as of Aug 30, 2026. The likely range is $141,033 to $168,497. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20 Congress St, Moravia, NY?

20 Congress St, Moravia, NY has 4 bedrooms, 2 bathrooms, 1,876 square feet of living space and a 0.21-acre lot.

When was 20 Congress St, Moravia, NY built?

20 Congress St, Moravia, NY was built in 1875, making it 151 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 20 Congress St, Moravia, NY?

20 Congress St, Moravia, NY is assigned to Moravia Junior-Senior High School (middle), rated B+; Millard Fillmore Elementary School (elementary), rated D+. All sit in Moravia Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Congress St, Moravia, NY compare to other homes in Moravia 13118?

Among the 2,389 homes in Moravia 13118, it is worth more than 23% of them ($154,765 against a typical $208,525), its price per square foot is higher than 15% of them ($82 against a typical $134), it is bigger than 71% of them (1,876 ft² against a typical 1,482 ft²), its lot is bigger than 9% of them (0.21 ac against a typical 1.9 ac) and it is newer than 12% of them (1875 against a typical 1962). Measured against all of Cayuga County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Congress St, Moravia, NY?

The 2025 property tax bill for 20 Congress St, Moravia, NY was $3,565. The county assessed it at $158,500.

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Assigned schools

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