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Single Family ResidenceResidential
$1,077,620$355 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $608,000 on Jun 7, 2019

20 COTTAGE DR

GYPSUM, CO 81637
4
Beds
4
Baths
3,039 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.1M
$992K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$608,000 · Jun 7, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,476 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$61,990 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,990
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,180
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$991,820

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
10
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEagle
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 295 ft²Porch · 109 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gypsum Creek Middle SchoolC-
Middle · Grades 6–8 · 0.5 mi
E
Red Hill Elementary SchoolD
Elementary · Grades KG–5 · 0.6 mi
H
Eagle Valley High SchoolB-
High · Grades 9–12 · 1.0 mi

District: Eagle County School District Re 50

Neighborhood · ZIP 81637These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.26
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.105

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.10,222
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,500
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,742
Average tempThe average temperature here across a full year.36°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Cottage Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Gypsum 81637
  • Costs less per square foot than 95% of homes in Eagle County
  • Bigger than 86% of homes in Gypsum 81637
  • Has a bigger lot than 70% of homes in Eagle County
  • Newer than 66% of homes in Eagle County

What homes are worth in Gypsum 81637

Each bar is how many homes fall in that price range. The marker is this home.

This home
$373K$2.1M

This home is worth more than 79% of homes in Gypsum 81637.

How it measures up in Gypsum 81637

The dot is this home. The mark in the middle is the typical home in Gypsum 81637.

Estimated value$1,077,620
CheaperTypical $793,830Pricier

Pricier than 79% of homes nearby

Price per ft²$355
CheaperTypical $429Pricier

Pricier than 18% of homes nearby

Living area3,039 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.23 ac
SmallerTypical 0.18 acBigger

Bigger than 62% of homes nearby

Year built1998
OlderTypical 2001Newer

Newer than 38% of homes nearby

How 20 Cottage Dr ranks against every home in each area.
MeasureThis homeGypsum 81637Eagle County
Estimated valuepricier than$1,077,62079% of homes35% of homes
Price per ft²pricier than$35518% of homes5% of homes
Living areabigger than3,039 ft²86% of homes78% of homes
Lot sizebigger than0.23 ac62% of homes70% of homes
Year builtnewer than199838% of homes66% of homes

About 20 Cottage Dr

How much is 20 Cottage Dr, Gypsum, CO worth?

The TopHap Estimate for 20 Cottage Dr, Gypsum, CO is $1,077,620 as of Oct 21, 2026. The likely range is $992,479 to $1,162,761. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Cottage Dr, Gypsum, CO last sell?

20 Cottage Dr, Gypsum, CO last sold on Jun 7, 2019 for $608,000, according to the county's recorded deed.

How big is 20 Cottage Dr, Gypsum, CO?

20 Cottage Dr, Gypsum, CO has 4 bedrooms, 4 bathrooms, 3,039 square feet of living space and a 0.23-acre lot.

When was 20 Cottage Dr, Gypsum, CO built?

20 Cottage Dr, Gypsum, CO was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 20 Cottage Dr, Gypsum, CO?

20 Cottage Dr, Gypsum, CO is assigned to Gypsum Creek Middle School (middle), rated C-; Red Hill Elementary School (elementary), rated D; Eagle Valley High School (high), rated B-. All sit in Eagle County School District Re 50. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Cottage Dr, Gypsum, CO compare to other homes in Gypsum 81637?

Among the 3,305 homes in Gypsum 81637, it is worth more than 79% of them ($1,077,620 against a typical $793,830), its price per square foot is higher than 18% of them ($355 against a typical $429), it is bigger than 86% of them (3,039 ft² against a typical 1,680 ft²), its lot is bigger than 62% of them (0.23 ac against a typical 0.18 ac) and it is newer than 38% of them (1998 against a typical 2001). Measured against all of Eagle County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Cottage Dr, Gypsum, CO?

The 2025 property tax bill for 20 Cottage Dr, Gypsum, CO was $5,476. The county assessed it at $61,990.

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